BMW 8 Series Insurance Cost

Auto insurance for a BMW 8 Series will cost about $2,674 per year.

This is more than the national average for luxury sedan models by $887. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW 8 Series.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW 8 Series insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW 8 Series Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $9,056 $13,298 $15,557
18 $8,440 $12,393 $14,498
19 $7,458 $10,952 $12,812
20 $6,503 $9,550 $11,171
21 $5,454 $8,008 $9,368
22 $5,311 $7,799 $9,124
23 $4,647 $6,824 $7,983
24 $4,415 $6,483 $7,584
25 $3,810 $5,595 $6,545
30 $2,968 $4,358 $5,099
35 $2,780 $4,082 $4,775
40 $2,674 $3,926 $4,593
45 $2,602 $3,820 $4,469
55 $2,386 $3,504 $4,099
65 $2,489 $3,655 $4,275
75 $3,141 $4,613 $5,396

BMW 8 Series car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW 8 Series by state.

BMW 8 Series Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,833 $4,114 $5,237
Alaska $2,343 $3,248 $3,157
Arizona $2,649 $3,829 $5,642
Arkansas $2,904 $4,563 $5,024
California $3,234 $5,718 $3,234
Colorado $3,018 $4,223 $5,358
Connecticut $3,855 $5,979 $7,589
Delaware $3,192 $4,253 $5,463
Florida $3,800 $5,257 $6,851
Georgia $3,098 $4,633 $4,671
Hawaii $1,238 $1,680 $1,238
Idaho $2,150 $2,850 $3,465
Illinois $2,251 $3,402 $3,879
Indiana $2,312 $3,535 $3,966
Iowa $1,831 $2,511 $2,953
Kansas $2,436 $3,545 $4,146
Kentucky $3,522 $5,170 $6,105
Louisiana $4,521 $6,834 $7,410
Maine $1,710 $2,363 $3,489
Maryland $2,767 $4,027 $4,473
Massachusetts $2,219 $3,870 $2,219
Michigan $5,354 $8,159 $12,869
Minnesota $2,204 $2,939 $4,138
Mississippi $2,661 $3,795 $3,820
Missouri $2,507 $3,584 $4,709
Montana $2,549 $3,556 $4,140
Nebraska $2,155 $3,186 $3,462
Nevada $3,554 $5,271 $5,568
New Hampshire $2,472 $3,909 $4,942
New Jersey $2,724 $4,273 $5,592
New Mexico $2,781 $4,137 $4,295
New York $2,576 $3,244 $5,415
North Carolina $1,597 $2,744 $1,957
North Dakota $2,186 $3,322 $3,928
Ohio $1,949 $3,006 $3,082
Oklahoma $3,112 $4,456 $5,017
Oregon $2,832 $3,800 $4,538
Pennsylvania $2,385 $3,502 $4,097
Rhode Island $3,982 $5,842 $6,578
South Carolina $2,704 $3,748 $5,173
South Dakota $2,426 $3,496 $4,034
Tennessee $2,854 $4,201 $5,594
Texas $2,874 $4,152 $5,164
Utah $2,445 $3,426 $4,714
Vermont $1,882 $2,898 $3,063
Virginia $1,773 $2,722 $2,668
Washington $2,347 $3,185 $3,803
West Virginia $2,361 $3,381 $4,237
Wisconsin $2,354 $3,675 $4,191
Wyoming $2,198 $3,077 $3,276

BMW 8 Series Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW 8 Series ranks for Insurance compared to other vehicles. Also check out how the 8 Series stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW 8 Series Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW 8 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: