BMW 8 Series Insurance Cost

Auto insurance for a BMW 8 Series will cost about $3,385 per year.

This is more than the national average for luxury sedan models by $1,318. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW 8 Series. Visit our Competitive Quote Tool to see if you can find lower rates for a 8 Series.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These BMW 8 Series insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

BMW 8 Series insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $11,464 $17,076 $20,185
18 $10,684 $15,913 $18,811
19 $9,442 $14,063 $16,624
20 $8,233 $12,262 $14,495
21 $6,904 $10,283 $12,156
22 $6,724 $10,015 $11,839
23 $5,883 $8,763 $10,359
24 $5,589 $8,325 $9,841
25 $4,823 $7,184 $8,493
30 $3,757 $5,597 $6,616
35 $3,519 $5,242 $6,196
40 $3,385 $5,041 $5,959
45 $3,293 $4,906 $5,799
55 $3,020 $4,499 $5,318
65 $3,151 $4,693 $5,547
75 $3,977 $5,923 $7,002

BMW 8 Series car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW 8 Series by state.

BMW 8 Series Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,586 $5,023 $6,287
Alaska $2,966 $4,320 $4,527
Arizona $3,353 $5,202 $7,417
Arkansas $3,676 $5,569 $6,230
California $4,093 $7,159 $4,093
Colorado $3,820 $5,288 $6,597
Connecticut $4,880 $7,545 $9,664
Delaware $4,040 $5,563 $7,385
Florida $4,811 $6,534 $8,519
Georgia $3,922 $6,045 $6,202
Hawaii $1,567 $2,162 $1,567
Idaho $2,722 $3,663 $4,560
Illinois $2,849 $4,211 $4,884
Indiana $2,927 $4,574 $5,338
Iowa $2,318 $3,477 $4,052
Kansas $3,084 $4,541 $5,379
Kentucky $4,459 $6,707 $7,888
Louisiana $5,724 $8,747 $9,418
Maine $2,164 $2,903 $4,236
Maryland $3,502 $5,135 $6,065
Massachusetts $2,809 $4,750 $2,809
Michigan $6,778 $10,190 $15,668
Minnesota $2,790 $3,748 $5,548
Mississippi $3,368 $5,088 $5,374
Missouri $3,174 $4,371 $5,653
Montana $3,227 $5,049 $5,569
Nebraska $2,727 $3,861 $4,393
Nevada $4,499 $6,791 $7,450
New Hampshire $3,130 $5,044 $6,423
New Jersey $3,448 $5,436 $7,013
New Mexico $3,521 $5,067 $5,690
New York $3,262 $4,247 $6,856
North Carolina $2,022 $3,264 $2,515
North Dakota $2,767 $4,259 $5,406
Ohio $2,467 $4,035 $4,180
Oklahoma $3,939 $5,915 $6,709
Oregon $3,585 $5,414 $6,211
Pennsylvania $3,020 $4,566 $5,240
Rhode Island $5,041 $7,736 $8,848
South Carolina $3,424 $4,955 $7,070
South Dakota $3,072 $4,226 $5,070
Tennessee $3,612 $5,404 $6,818
Texas $3,638 $5,355 $6,721
Utah $3,095 $4,475 $6,172
Vermont $2,382 $3,809 $4,164
Virginia $2,244 $3,379 $3,590
Washington $2,971 $4,463 $5,263
West Virginia $2,989 $4,353 $5,376
Wisconsin $2,980 $4,350 $5,283
Wyoming $2,782 $4,088 $4,570

Other Important Costs of Owning a BMW 8 Series

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on BMW 8 Series depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.