BMW 8 Series Insurance Cost

Auto insurance for a BMW 8 Series will cost about $3,950 per year.

This is more than the national average for luxury sedan models by $1,725. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW 8 Series.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW 8 Series insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW 8 Series Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $13,380 $19,647 $22,984
18 $12,469 $18,310 $21,420
19 $11,020 $16,181 $18,930
20 $9,608 $14,109 $16,506
21 $8,058 $11,832 $13,842
22 $7,847 $11,523 $13,480
23 $6,866 $10,082 $11,795
24 $6,523 $9,579 $11,206
25 $5,629 $8,266 $9,670
30 $4,385 $6,439 $7,533
35 $4,107 $6,031 $7,055
40 $3,950 $5,800 $6,785
45 $3,844 $5,644 $6,603
55 $3,525 $5,176 $6,056
65 $3,677 $5,400 $6,317
75 $4,641 $6,815 $7,973

BMW 8 Series car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW 8 Series by state.

BMW 8 Series Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $4,185 $6,079 $7,738
Alaska $3,462 $4,799 $4,664
Arizona $3,914 $5,658 $8,335
Arkansas $4,291 $6,742 $7,423
California $4,777 $8,448 $4,777
Colorado $4,458 $6,239 $7,916
Connecticut $5,696 $8,834 $11,213
Delaware $4,715 $6,284 $8,072
Florida $5,614 $7,767 $10,122
Hawaii $1,828 $2,482 $1,828
Idaho $3,177 $4,211 $5,120
Illinois $3,325 $5,026 $5,730
Indiana $3,416 $5,222 $5,860
Iowa $2,706 $3,711 $4,363
Kansas $3,600 $5,237 $6,126
Kentucky $5,204 $7,639 $9,020
Louisiana $6,680 $10,098 $10,949
Maine $2,526 $3,492 $5,155
Maryland $4,088 $5,949 $6,608
Massachusetts $3,278 $5,719 $3,278
Michigan $7,911 $12,055 $19,014
Minnesota $3,256 $4,342 $6,114
Mississippi $3,931 $5,607 $5,643
Missouri $3,704 $5,295 $6,957
Montana $3,766 $5,255 $6,116
Nebraska $3,183 $4,708 $5,114
Nevada $5,251 $7,788 $8,227
New Hampshire $3,653 $5,776 $7,301
New Jersey $4,024 $6,313 $8,262
New Mexico $4,110 $6,113 $6,345
New York $3,807 $4,793 $8,001
North Carolina $2,360 $4,054 $2,891
North Dakota $3,229 $4,908 $5,804
Ohio $2,879 $4,441 $4,553
Oklahoma $4,598 $6,583 $7,412
Oregon $4,184 $5,614 $6,705
Pennsylvania $3,524 $5,174 $6,054
Rhode Island $5,884 $8,631 $9,719
South Carolina $3,996 $5,538 $7,643
South Dakota $3,585 $5,166 $5,961
Tennessee $4,216 $6,207 $8,266
Texas $4,246 $6,134 $7,630
Utah $3,612 $5,061 $6,964
Vermont $2,780 $4,282 $4,526
Virginia $2,619 $4,021 $3,942
Washington $3,467 $4,706 $5,619
West Virginia $3,489 $4,996 $6,259
Wisconsin $3,478 $5,429 $6,193
Wyoming $3,247 $4,546 $4,841
Georgia $4,577 $6,844 $6,901

BMW 8 Series Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW 8 Series ranks for Insurance compared to other vehicles. Also check out how the 8 Series stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW 8 Series Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW 8 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: