Dodge Journey Insurance Cost

Auto insurance for a Dodge Journey will cost about $2,149 per year.

This is more than the national average for popular SUV models by $82. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Dodge Journey. Visit our Competitive Quote Tool to see if you can find lower rates for a Journey.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Dodge Journey insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Dodge Journey insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $7,278 $10,841 $12,815
18 $6,783 $10,103 $11,943
19 $5,995 $8,929 $10,555
20 $5,227 $7,785 $9,203
21 $4,383 $6,529 $7,718
22 $4,269 $6,358 $7,516
23 $3,735 $5,564 $6,577
24 $3,549 $5,285 $6,248
25 $3,062 $4,561 $5,392
30 $2,386 $3,553 $4,200
35 $2,234 $3,328 $3,934
40 $2,149 $3,201 $3,783
45 $2,091 $3,114 $3,682
55 $1,918 $2,856 $3,376
65 $2,000 $2,979 $3,522
75 $2,525 $3,761 $4,445

Dodge Journey car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Dodge Journey by state.

Dodge Journey Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,277 $3,189 $3,991
Alaska $1,883 $2,743 $2,874
Arizona $2,129 $3,303 $4,709
Arkansas $2,334 $3,536 $3,955
California $2,599 $4,545 $2,599
Colorado $2,425 $3,358 $4,188
Connecticut $3,098 $4,791 $6,136
Delaware $2,565 $3,532 $4,689
Florida $3,054 $4,149 $5,408
Georgia $2,490 $3,838 $3,938
Hawaii $995 $1,373 $995
Idaho $1,728 $2,326 $2,895
Illinois $1,809 $2,674 $3,101
Indiana $1,858 $2,904 $3,389
Iowa $1,472 $2,208 $2,573
Kansas $1,958 $2,883 $3,415
Kentucky $2,831 $4,258 $5,008
Louisiana $3,634 $5,554 $5,979
Maine $1,374 $1,843 $2,689
Maryland $2,224 $3,260 $3,850
Massachusetts $1,783 $3,016 $1,783
Michigan $4,303 $6,469 $9,947
Minnesota $1,771 $2,380 $3,522
Mississippi $2,138 $3,230 $3,412
Missouri $2,015 $2,775 $3,589
Montana $2,049 $3,206 $3,535
Nebraska $1,732 $2,452 $2,789
Nevada $2,856 $4,312 $4,730
New Hampshire $1,987 $3,202 $4,078
New Jersey $2,189 $3,451 $4,452
New Mexico $2,236 $3,217 $3,613
New York $2,071 $2,697 $4,353
North Carolina $1,284 $2,072 $1,597
North Dakota $1,757 $2,704 $3,432
Ohio $1,566 $2,562 $2,654
Oklahoma $2,501 $3,755 $4,259
Oregon $2,276 $3,438 $3,943
Pennsylvania $1,917 $2,899 $3,327
Rhode Island $3,201 $4,912 $5,617
South Carolina $2,174 $3,146 $4,489
South Dakota $1,950 $2,683 $3,219
Tennessee $2,294 $3,431 $4,329
Texas $2,310 $3,400 $4,267
Utah $1,965 $2,841 $3,919
Vermont $1,512 $2,418 $2,644
Virginia $1,425 $2,145 $2,279
Washington $1,886 $2,834 $3,341
West Virginia $1,898 $2,764 $3,413
Wisconsin $1,892 $2,762 $3,354
Wyoming $1,766 $2,596 $2,902

Other Important Costs of Owning a Dodge Journey

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Dodge Journey depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

Already decided on buying a Dodge Journey? We have millions of new and used vehicles listed. Here are some Dodge models for sale in your area.

Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.