Dodge Journey Insurance Rates

Dodge Journey Insurance Rates

Auto insurance for a Dodge Journey will cost about $2,526 per year.

This beats the national average for popular SUV models by $369. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Dodge Journey.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Dodge Journey insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Compare car insurance quotes in real-time and save.

Get a personalized quote in 5 minutes or less.

Compare quotes
Choose your policy
Get same-day coverage
Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

Dodge Journey Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,557 $12,565 $14,699
18 $7,974 $11,710 $13,698
19 $7,047 $10,348 $12,106
20 $6,145 $9,023 $10,556
21 $5,153 $7,567 $8,852
22 $5,019 $7,369 $8,621
23 $4,391 $6,448 $7,543
24 $4,172 $6,126 $7,166
25 $3,600 $5,286 $6,184
30 $2,804 $4,118 $4,818
35 $2,627 $3,857 $4,512
40 $2,526 $3,709 $4,340
45 $2,458 $3,610 $4,223
55 $2,255 $3,310 $3,873
65 $2,352 $3,453 $4,040
75 $2,968 $4,358 $5,099

Dodge Journey car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Dodge Journey by state.


Dodge Journey Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,677 $3,887 $4,948
Alaska $2,214 $3,069 $2,983
Arizona $2,503 $3,618 $5,331
Arkansas $2,744 $4,312 $4,747
California $3,055 $5,403 $3,055
Colorado $2,851 $3,990 $5,063
Connecticut $3,643 $5,649 $7,171
Delaware $3,016 $4,019 $5,162
Florida $3,591 $4,967 $6,473
Georgia $2,927 $4,377 $4,414
Hawaii $1,169 $1,587 $1,169
Idaho $2,031 $2,693 $3,274
Illinois $2,126 $3,214 $3,665
Indiana $2,185 $3,340 $3,748
Iowa $1,730 $2,373 $2,790
Kansas $2,302 $3,349 $3,918
Kentucky $3,328 $4,885 $5,769
Louisiana $4,272 $6,458 $7,002
Maine $1,615 $2,233 $3,297
Maryland $2,614 $3,805 $4,226
Massachusetts $2,096 $3,657 $2,096
Michigan $5,059 $7,709 $12,160
Minnesota $2,083 $2,777 $3,910
Mississippi $2,514 $3,586 $3,609
Missouri $2,369 $3,387 $4,449
Montana $2,408 $3,360 $3,911
Nebraska $2,036 $3,011 $3,271
Nevada $3,358 $4,981 $5,261
New Hampshire $2,336 $3,694 $4,669
New Jersey $2,574 $4,038 $5,284
New Mexico $2,628 $3,909 $4,058
New York $2,434 $3,065 $5,117
North Carolina $1,509 $2,593 $1,849
North Dakota $2,065 $3,139 $3,712
Ohio $1,841 $2,840 $2,912
Oklahoma $2,940 $4,210 $4,740
Oregon $2,676 $3,590 $4,288
Pennsylvania $2,254 $3,309 $3,872
Rhode Island $3,763 $5,520 $6,216
South Carolina $2,555 $3,541 $4,888
South Dakota $2,293 $3,304 $3,812
Tennessee $2,696 $3,969 $5,286
Texas $2,716 $3,923 $4,880
Utah $2,310 $3,237 $4,454
Vermont $1,778 $2,738 $2,894
Virginia $1,675 $2,572 $2,521
Washington $2,217 $3,010 $3,594
West Virginia $2,231 $3,195 $4,003
Wisconsin $2,224 $3,472 $3,960
Wyoming $2,076 $2,907 $3,096

Dodge Journey Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Dodge Journey ranks for Insurance compared to other vehicles. Also check out how the Journey stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Dodge Journey Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Dodge Journey costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Dodge Journeys For Sale

2020 Dodge Journey Crossroad

Mileage: 78,481
Mileage: 78,481     Price: $15,950
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 72
Colors (ext/int): Redline 2 Coat Pearl(Red) / Black

$15,950


2020 Dodge Journey Crossroad

Mileage: 66,954
Mileage: 66,954     Price: $16,950
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 72
Colors (ext/int): Contusion Blue Pearlcoat(Blue) / Black

$16,950


2019 Dodge Journey SE

Mileage: 65,849
Mileage: 65,849     Price: $13,950
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 354
Colors (ext/int): Billet Clearcoat(Silver) / Black

$13,950



CarEdge Insights
Unlock the secrets to smarter car buying.
Now includes dealer invoice pricing.
Get CarEdge's tool kit for expert negotiations and insider data so you can make your next car purchase with confidence and clarity.
Dealer Invoice Price
Total For Sale & Total Sold
Market Days Supply
And more!
Unlock the secrets to smarter car buying.
Now includes dealer invoice pricing.
Get CarEdge's tool kit for expert negotiations and insider data so you can make your next car purchase with confidence and clarity.
Dealer Invoice Price
Market Days Supply
Total For Sale & Total Sold
And more!

Related Articles

GAP Insurance Explained: Not Every Car Buyer Needs It

Car Insurance Rates Soared 24%

Car Ownership Costs Beyond the Price Tag: What to Expect

Other Dodge Models