FIAT 124 Spider Insurance Cost
Auto insurance for a FIAT 124 Spider will cost about $1,888 per year.
This beats the national average for popular coupe models by $179. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.
Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a FIAT 124 Spider. Visit our Competitive Quote Tool to see if you can find lower rates for a 124 Spider.
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These FIAT 124 Spider insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.
FIAT 124 Spider insurance Cost
| Age | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| 17 | $6,395 | $9,525 | $11,260 |
| 18 | $5,960 | $8,877 | $10,493 |
| 19 | $5,267 | $7,845 | $9,273 |
| 20 | $4,592 | $6,840 | $8,086 |
| 21 | $3,851 | $5,736 | $6,781 |
| 22 | $3,751 | $5,586 | $6,604 |
| 23 | $3,282 | $4,888 | $5,778 |
| 24 | $3,118 | $4,644 | $5,489 |
| 25 | $2,691 | $4,007 | $4,737 |
| 30 | $2,096 | $3,122 | $3,690 |
| 35 | $1,963 | $2,924 | $3,456 |
| 40 | $1,888 | $2,812 | $3,324 |
| 45 | $1,837 | $2,736 | $3,235 |
| 55 | $1,685 | $2,510 | $2,967 |
| 65 | $1,757 | $2,618 | $3,094 |
| 75 | $2,218 | $3,304 | $3,906 |
FIAT 124 Spider car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect FIAT 124 Spider by state.
FIAT 124 Spider Insurance Rates by State
| State | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| Alabama | $2,000 | $2,802 | $3,507 |
| Alaska | $1,655 | $2,410 | $2,525 |
| Arizona | $1,870 | $2,902 | $4,137 |
| Arkansas | $2,051 | $3,106 | $3,475 |
| California | $2,283 | $3,994 | $2,283 |
| Colorado | $2,131 | $2,950 | $3,680 |
| Connecticut | $2,722 | $4,209 | $5,391 |
| Delaware | $2,254 | $3,103 | $4,120 |
| Florida | $2,683 | $3,645 | $4,752 |
| Georgia | $2,188 | $3,372 | $3,460 |
| Hawaii | $874 | $1,206 | $874 |
| Idaho | $1,518 | $2,043 | $2,544 |
| Illinois | $1,589 | $2,349 | $2,724 |
| Indiana | $1,633 | $2,551 | $2,977 |
| Iowa | $1,293 | $1,940 | $2,260 |
| Kansas | $1,720 | $2,533 | $3,000 |
| Kentucky | $2,487 | $3,741 | $4,400 |
| Louisiana | $3,193 | $4,879 | $5,253 |
| Maine | $1,207 | $1,619 | $2,363 |
| Maryland | $1,954 | $2,865 | $3,383 |
| Massachusetts | $1,567 | $2,650 | $1,567 |
| Michigan | $3,781 | $5,684 | $8,740 |
| Minnesota | $1,556 | $2,091 | $3,095 |
| Mississippi | $1,879 | $2,838 | $2,998 |
| Missouri | $1,770 | $2,438 | $3,153 |
| Montana | $1,800 | $2,816 | $3,106 |
| Nebraska | $1,521 | $2,154 | $2,450 |
| Nevada | $2,510 | $3,788 | $4,156 |
| New Hampshire | $1,746 | $2,814 | $3,583 |
| New Jersey | $1,923 | $3,032 | $3,912 |
| New Mexico | $1,964 | $2,826 | $3,174 |
| New York | $1,819 | $2,369 | $3,824 |
| North Carolina | $1,128 | $1,821 | $1,403 |
| North Dakota | $1,543 | $2,376 | $3,016 |
| Ohio | $1,376 | $2,251 | $2,332 |
| Oklahoma | $2,197 | $3,299 | $3,742 |
| Oregon | $2,000 | $3,020 | $3,465 |
| Pennsylvania | $1,684 | $2,547 | $2,923 |
| Rhode Island | $2,812 | $4,315 | $4,935 |
| South Carolina | $1,910 | $2,764 | $3,944 |
| South Dakota | $1,713 | $2,357 | $2,828 |
| Tennessee | $2,015 | $3,014 | $3,803 |
| Texas | $2,029 | $2,987 | $3,749 |
| Utah | $1,726 | $2,496 | $3,443 |
| Vermont | $1,329 | $2,125 | $2,323 |
| Virginia | $1,252 | $1,885 | $2,003 |
| Washington | $1,657 | $2,490 | $2,936 |
| West Virginia | $1,668 | $2,428 | $2,999 |
| Wisconsin | $1,662 | $2,427 | $2,947 |
| Wyoming | $1,552 | $2,280 | $2,549 |
Other Important Costs of Owning a FIAT 124 Spider
Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on FIAT 124 Spider depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.
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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.
