FIAT 124 Spider Insurance Cost

Auto insurance for a FIAT 124 Spider will cost about $1,888 per year.

This beats the national average for popular coupe models by $179. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a FIAT 124 Spider. Visit our Competitive Quote Tool to see if you can find lower rates for a 124 Spider.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These FIAT 124 Spider insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

FIAT 124 Spider insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,395 $9,525 $11,260
18 $5,960 $8,877 $10,493
19 $5,267 $7,845 $9,273
20 $4,592 $6,840 $8,086
21 $3,851 $5,736 $6,781
22 $3,751 $5,586 $6,604
23 $3,282 $4,888 $5,778
24 $3,118 $4,644 $5,489
25 $2,691 $4,007 $4,737
30 $2,096 $3,122 $3,690
35 $1,963 $2,924 $3,456
40 $1,888 $2,812 $3,324
45 $1,837 $2,736 $3,235
55 $1,685 $2,510 $2,967
65 $1,757 $2,618 $3,094
75 $2,218 $3,304 $3,906

FIAT 124 Spider car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect FIAT 124 Spider by state.

FIAT 124 Spider Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,000 $2,802 $3,507
Alaska $1,655 $2,410 $2,525
Arizona $1,870 $2,902 $4,137
Arkansas $2,051 $3,106 $3,475
California $2,283 $3,994 $2,283
Colorado $2,131 $2,950 $3,680
Connecticut $2,722 $4,209 $5,391
Delaware $2,254 $3,103 $4,120
Florida $2,683 $3,645 $4,752
Georgia $2,188 $3,372 $3,460
Hawaii $874 $1,206 $874
Idaho $1,518 $2,043 $2,544
Illinois $1,589 $2,349 $2,724
Indiana $1,633 $2,551 $2,977
Iowa $1,293 $1,940 $2,260
Kansas $1,720 $2,533 $3,000
Kentucky $2,487 $3,741 $4,400
Louisiana $3,193 $4,879 $5,253
Maine $1,207 $1,619 $2,363
Maryland $1,954 $2,865 $3,383
Massachusetts $1,567 $2,650 $1,567
Michigan $3,781 $5,684 $8,740
Minnesota $1,556 $2,091 $3,095
Mississippi $1,879 $2,838 $2,998
Missouri $1,770 $2,438 $3,153
Montana $1,800 $2,816 $3,106
Nebraska $1,521 $2,154 $2,450
Nevada $2,510 $3,788 $4,156
New Hampshire $1,746 $2,814 $3,583
New Jersey $1,923 $3,032 $3,912
New Mexico $1,964 $2,826 $3,174
New York $1,819 $2,369 $3,824
North Carolina $1,128 $1,821 $1,403
North Dakota $1,543 $2,376 $3,016
Ohio $1,376 $2,251 $2,332
Oklahoma $2,197 $3,299 $3,742
Oregon $2,000 $3,020 $3,465
Pennsylvania $1,684 $2,547 $2,923
Rhode Island $2,812 $4,315 $4,935
South Carolina $1,910 $2,764 $3,944
South Dakota $1,713 $2,357 $2,828
Tennessee $2,015 $3,014 $3,803
Texas $2,029 $2,987 $3,749
Utah $1,726 $2,496 $3,443
Vermont $1,329 $2,125 $2,323
Virginia $1,252 $1,885 $2,003
Washington $1,657 $2,490 $2,936
West Virginia $1,668 $2,428 $2,999
Wisconsin $1,662 $2,427 $2,947
Wyoming $1,552 $2,280 $2,549

Other Important Costs of Owning a FIAT 124 Spider

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on FIAT 124 Spider depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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