FIAT 124 Spider Insurance Cost

Auto insurance for a FIAT 124 Spider will cost about $1,795 per year.

This beats the national average for popular coupe models by $99. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a FIAT 124 Spider.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

FIAT 124 Spider insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

FIAT 124 Spider Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,081 $8,930 $10,446
18 $5,667 $8,322 $9,735
19 $5,008 $7,354 $8,603
20 $4,367 $6,412 $7,502
21 $3,662 $5,378 $6,291
22 $3,567 $5,237 $6,127
23 $3,121 $4,582 $5,361
24 $2,965 $4,353 $5,093
25 $2,559 $3,757 $4,395
30 $1,993 $2,927 $3,424
35 $1,867 $2,741 $3,207
40 $1,795 $2,636 $3,084
45 $1,747 $2,565 $3,001
55 $1,602 $2,353 $2,752
65 $1,671 $2,454 $2,871
75 $2,109 $3,097 $3,624

FIAT 124 Spider car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect FIAT 124 Spider by state.

FIAT 124 Spider Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,902 $2,763 $3,517
Alaska $1,573 $2,181 $2,120
Arizona $1,779 $2,571 $3,788
Arkansas $1,950 $3,064 $3,374
California $2,171 $3,840 $2,171
Colorado $2,026 $2,836 $3,598
Connecticut $2,589 $4,015 $5,096
Delaware $2,143 $2,856 $3,669
Florida $2,552 $3,530 $4,600
Georgia $2,080 $3,111 $3,137
Hawaii $831 $1,128 $831
Idaho $1,444 $1,914 $2,327
Illinois $1,511 $2,284 $2,604
Indiana $1,553 $2,373 $2,663
Iowa $1,230 $1,686 $1,983
Kansas $1,636 $2,380 $2,784
Kentucky $2,365 $3,472 $4,100
Louisiana $3,036 $4,589 $4,976
Maine $1,148 $1,587 $2,343
Maryland $1,858 $2,704 $3,003
Massachusetts $1,490 $2,599 $1,490
Michigan $3,595 $5,479 $8,642
Minnesota $1,480 $1,973 $2,779
Mississippi $1,787 $2,548 $2,565
Missouri $1,683 $2,407 $3,162
Montana $1,712 $2,388 $2,780
Nebraska $1,447 $2,140 $2,325
Nevada $2,386 $3,540 $3,739
New Hampshire $1,660 $2,625 $3,318
New Jersey $1,829 $2,869 $3,755
New Mexico $1,868 $2,778 $2,884
New York $1,730 $2,179 $3,637
North Carolina $1,072 $1,843 $1,314
North Dakota $1,468 $2,231 $2,638
Ohio $1,309 $2,018 $2,069
Oklahoma $2,090 $2,992 $3,369
Oregon $1,902 $2,551 $3,047
Pennsylvania $1,602 $2,352 $2,751
Rhode Island $2,674 $3,923 $4,417
South Carolina $1,816 $2,517 $3,474
South Dakota $1,629 $2,348 $2,709
Tennessee $1,916 $2,821 $3,757
Texas $1,930 $2,788 $3,468
Utah $1,642 $2,300 $3,165
Vermont $1,264 $1,946 $2,057
Virginia $1,190 $1,828 $1,791
Washington $1,576 $2,139 $2,554
West Virginia $1,586 $2,271 $2,845
Wisconsin $1,581 $2,468 $2,815
Wyoming $1,476 $2,066 $2,200

FIAT 124 Spider Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the FIAT 124 Spider ranks for Insurance compared to other vehicles. Also check out how the 124 Spider stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings