Ford Fusion Energi Insurance Cost

Auto insurance for a Ford Fusion Energi will cost about $1,860 per year.

This beats the national average for popular sedan models by $365. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion Energi.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Fusion Energi insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Ford Fusion Energi Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,300 $9,251 $10,823
18 $5,872 $8,622 $10,086
19 $5,189 $7,619 $8,914
20 $4,524 $6,644 $7,772
21 $3,794 $5,571 $6,518
22 $3,695 $5,426 $6,348
23 $3,233 $4,748 $5,554
24 $3,072 $4,510 $5,277
25 $2,651 $3,892 $4,554
30 $2,065 $3,032 $3,547
35 $1,934 $2,840 $3,322
40 $1,860 $2,731 $3,195
45 $1,810 $2,658 $3,109
55 $1,660 $2,437 $2,851
65 $1,731 $2,543 $2,974
75 $2,185 $3,209 $3,754

Ford Fusion Energi car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion Energi by state.

Ford Fusion Energi Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,971 $2,862 $3,643
Alaska $1,630 $2,260 $2,196
Arizona $1,843 $2,664 $3,925
Arkansas $2,020 $3,175 $3,495
California $2,250 $3,978 $2,250
Colorado $2,099 $2,938 $3,728
Connecticut $2,682 $4,160 $5,280
Delaware $2,220 $2,959 $3,801
Florida $2,644 $3,658 $4,766
Hawaii $861 $1,169 $861
Idaho $1,496 $1,983 $2,411
Illinois $1,566 $2,367 $2,698
Indiana $1,608 $2,459 $2,759
Iowa $1,274 $1,747 $2,055
Kansas $1,695 $2,466 $2,884
Kentucky $2,450 $3,597 $4,248
Louisiana $3,146 $4,755 $5,155
Maine $1,189 $1,644 $2,427
Maryland $1,925 $2,801 $3,112
Massachusetts $1,544 $2,693 $1,544
Michigan $3,725 $5,676 $8,953
Minnesota $1,533 $2,044 $2,879
Mississippi $1,851 $2,640 $2,657
Missouri $1,744 $2,494 $3,276
Montana $1,773 $2,474 $2,880
Nebraska $1,499 $2,217 $2,408
Nevada $2,472 $3,667 $3,874
New Hampshire $1,720 $2,720 $3,438
New Jersey $1,895 $2,973 $3,890
New Mexico $1,935 $2,879 $2,988
New York $1,792 $2,257 $3,768
North Carolina $1,111 $1,909 $1,361
North Dakota $1,521 $2,311 $2,733
Ohio $1,356 $2,091 $2,144
Oklahoma $2,165 $3,100 $3,490
Oregon $1,970 $2,643 $3,157
Pennsylvania $1,659 $2,437 $2,851
Rhode Island $2,771 $4,064 $4,577
South Carolina $1,882 $2,608 $3,599
South Dakota $1,688 $2,432 $2,807
Tennessee $1,985 $2,923 $3,892
Texas $1,999 $2,888 $3,593
Utah $1,701 $2,383 $3,279
Vermont $1,309 $2,016 $2,131
Virginia $1,233 $1,894 $1,856
Washington $1,633 $2,216 $2,646
West Virginia $1,643 $2,352 $2,947
Wisconsin $1,638 $2,557 $2,916
Wyoming $1,529 $2,140 $2,279
Georgia $2,155 $3,223 $3,250

Ford Fusion Energi Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Fusion Energi ranks for Insurance compared to other vehicles. Also check out how the Fusion Energi stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings