Ford Fusion Energi Insurance Cost

Auto insurance for a Ford Fusion Energi will cost about $1,704 per year.

This beats the national average for popular sedan models by $190. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion Energi.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Fusion Energi insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Fusion Energi Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,771 $8,474 $9,913
18 $5,378 $7,897 $9,238
19 $4,753 $6,979 $8,164
20 $4,144 $6,085 $7,119
21 $3,475 $5,103 $5,970
22 $3,385 $4,970 $5,814
23 $2,962 $4,349 $5,087
24 $2,814 $4,131 $4,833
25 $2,428 $3,565 $4,171
30 $1,891 $2,777 $3,249
35 $1,772 $2,601 $3,043
40 $1,704 $2,502 $2,927
45 $1,658 $2,434 $2,848
55 $1,520 $2,233 $2,612
65 $1,586 $2,329 $2,724
75 $2,002 $2,939 $3,439

Ford Fusion Energi car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion Energi by state.

Ford Fusion Energi Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,805 $2,622 $3,337
Alaska $1,493 $2,070 $2,012
Arizona $1,688 $2,440 $3,595
Arkansas $1,851 $2,908 $3,202
California $2,061 $3,644 $2,061
Colorado $1,923 $2,691 $3,414
Connecticut $2,457 $3,810 $4,836
Delaware $2,034 $2,710 $3,481
Florida $2,422 $3,350 $4,366
Georgia $1,974 $2,952 $2,977
Hawaii $789 $1,071 $789
Idaho $1,370 $1,816 $2,208
Illinois $1,434 $2,168 $2,472
Indiana $1,473 $2,252 $2,528
Iowa $1,167 $1,600 $1,882
Kansas $1,553 $2,259 $2,642
Kentucky $2,244 $3,295 $3,891
Louisiana $2,881 $4,355 $4,722
Maine $1,089 $1,506 $2,223
Maryland $1,763 $2,566 $2,850
Massachusetts $1,414 $2,466 $1,414
Michigan $3,412 $5,199 $8,201
Minnesota $1,404 $1,873 $2,637
Mississippi $1,695 $2,418 $2,434
Missouri $1,598 $2,284 $3,000
Montana $1,624 $2,266 $2,638
Nebraska $1,373 $2,030 $2,206
Nevada $2,265 $3,359 $3,548
New Hampshire $1,575 $2,491 $3,149
New Jersey $1,736 $2,723 $3,563
New Mexico $1,772 $2,637 $2,737
New York $1,642 $2,067 $3,451
North Carolina $1,018 $1,749 $1,247
North Dakota $1,393 $2,117 $2,503
Ohio $1,242 $1,915 $1,964
Oklahoma $1,983 $2,839 $3,197
Oregon $1,804 $2,421 $2,892
Pennsylvania $1,520 $2,232 $2,611
Rhode Island $2,538 $3,723 $4,192
South Carolina $1,723 $2,388 $3,297
South Dakota $1,546 $2,228 $2,571
Tennessee $1,818 $2,677 $3,565
Texas $1,831 $2,646 $3,291
Utah $1,558 $2,183 $3,004
Vermont $1,199 $1,847 $1,952
Virginia $1,130 $1,734 $1,700
Washington $1,495 $2,030 $2,424
West Virginia $1,505 $2,155 $2,700
Wisconsin $1,500 $2,342 $2,671
Wyoming $1,400 $1,961 $2,088

Ford Fusion Energi Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Fusion Energi ranks for Insurance compared to other vehicles. Also check out how the Fusion Energi stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings