Ford Fusion Energi Insurance Cost

Auto insurance for a Ford Fusion Energi will cost about $1,791 per year.

This beats the national average for popular sedan models by $276. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion Energi. Visit our Competitive Quote Tool to see if you can find lower rates for a Fusion Energi.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Ford Fusion Energi insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Ford Fusion Energi insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,068 $9,038 $10,684
18 $5,655 $8,422 $9,956
19 $4,997 $7,443 $8,799
20 $4,357 $6,490 $7,672
21 $3,654 $5,443 $6,434
22 $3,559 $5,301 $6,266
23 $3,114 $4,638 $5,483
24 $2,958 $4,406 $5,209
25 $2,553 $3,802 $4,495
30 $1,989 $2,962 $3,502
35 $1,863 $2,774 $3,279
40 $1,791 $2,668 $3,154
45 $1,743 $2,596 $3,069
55 $1,599 $2,381 $2,815
65 $1,668 $2,484 $2,936
75 $2,105 $3,135 $3,706

Ford Fusion Energi car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion Energi by state.

Ford Fusion Energi Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,898 $2,659 $3,327
Alaska $1,570 $2,287 $2,396
Arizona $1,775 $2,753 $3,926
Arkansas $1,946 $2,947 $3,297
California $2,167 $3,789 $2,167
Colorado $2,022 $2,799 $3,491
Connecticut $2,583 $3,994 $5,115
Delaware $2,138 $2,944 $3,909
Florida $2,546 $3,458 $4,509
Georgia $2,076 $3,199 $3,283
Hawaii $829 $1,144 $829
Idaho $1,441 $1,939 $2,414
Illinois $1,508 $2,229 $2,585
Indiana $1,549 $2,421 $2,825
Iowa $1,227 $1,841 $2,145
Kansas $1,632 $2,403 $2,847
Kentucky $2,360 $3,550 $4,175
Louisiana $3,029 $4,630 $4,985
Maine $1,146 $1,536 $2,242
Maryland $1,854 $2,718 $3,210
Massachusetts $1,487 $2,514 $1,487
Michigan $3,587 $5,393 $8,293
Minnesota $1,477 $1,984 $2,936
Mississippi $1,783 $2,693 $2,844
Missouri $1,680 $2,313 $2,992
Montana $1,708 $2,672 $2,947
Nebraska $1,444 $2,044 $2,325
Nevada $2,381 $3,594 $3,943
New Hampshire $1,656 $2,670 $3,400
New Jersey $1,825 $2,877 $3,712
New Mexico $1,864 $2,682 $3,012
New York $1,726 $2,248 $3,629
North Carolina $1,070 $1,728 $1,331
North Dakota $1,464 $2,254 $2,861
Ohio $1,306 $2,135 $2,212
Oklahoma $2,085 $3,131 $3,551
Oregon $1,897 $2,866 $3,287
Pennsylvania $1,598 $2,417 $2,774
Rhode Island $2,668 $4,094 $4,683
South Carolina $1,812 $2,622 $3,742
South Dakota $1,626 $2,237 $2,684
Tennessee $1,912 $2,860 $3,609
Texas $1,926 $2,834 $3,557
Utah $1,638 $2,368 $3,267
Vermont $1,261 $2,016 $2,204
Virginia $1,188 $1,789 $1,900
Washington $1,572 $2,362 $2,785
West Virginia $1,582 $2,304 $2,845
Wisconsin $1,577 $2,303 $2,796
Wyoming $1,472 $2,164 $2,419

Other Important Costs of Owning a Ford Fusion Energi

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Ford Fusion Energi depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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