Ford Fusion Energi Insurance Rates

Ford Fusion Energi Insurance Rates

Auto insurance for a Ford Fusion Energi will cost about $2,447 per year.

This beats the national average for popular sedan models by $448. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion Energi.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Fusion Energi insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Ford Fusion Energi Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,290 $12,174 $14,241
18 $7,726 $11,345 $13,272
19 $6,828 $10,026 $11,729
20 $5,954 $8,742 $10,227
21 $4,993 $7,331 $8,576
22 $4,862 $7,140 $8,353
23 $4,254 $6,247 $7,308
24 $4,042 $5,935 $6,943
25 $3,488 $5,122 $5,992
30 $2,717 $3,990 $4,668
35 $2,545 $3,737 $4,372
40 $2,447 $3,594 $4,204
45 $2,382 $3,497 $4,091
55 $2,184 $3,207 $3,752
65 $2,278 $3,346 $3,914
75 $2,876 $4,223 $4,940

Ford Fusion Energi car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion Energi by state.


Ford Fusion Energi Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,593 $3,766 $4,794
Alaska $2,145 $2,973 $2,890
Arizona $2,425 $3,506 $5,165
Arkansas $2,659 $4,177 $4,599
California $2,960 $5,235 $2,960
Colorado $2,762 $3,866 $4,905
Connecticut $3,529 $5,474 $6,948
Delaware $2,922 $3,894 $5,001
Florida $3,479 $4,813 $6,272
Georgia $2,836 $4,241 $4,276
Hawaii $1,133 $1,538 $1,133
Idaho $1,968 $2,609 $3,172
Illinois $2,060 $3,114 $3,551
Indiana $2,117 $3,236 $3,631
Iowa $1,676 $2,299 $2,704
Kansas $2,230 $3,245 $3,796
Kentucky $3,224 $4,733 $5,589
Louisiana $4,139 $6,257 $6,784
Maine $1,565 $2,163 $3,194
Maryland $2,533 $3,686 $4,094
Massachusetts $2,031 $3,543 $2,031
Michigan $4,901 $7,469 $11,781
Minnesota $2,018 $2,690 $3,788
Mississippi $2,436 $3,474 $3,497
Missouri $2,295 $3,281 $4,310
Montana $2,333 $3,256 $3,790
Nebraska $1,972 $2,917 $3,169
Nevada $3,253 $4,826 $5,098
New Hampshire $2,263 $3,579 $4,524
New Jersey $2,493 $3,912 $5,119
New Mexico $2,546 $3,788 $3,932
New York $2,359 $2,970 $4,958
North Carolina $1,462 $2,512 $1,791
North Dakota $2,001 $3,041 $3,596
Ohio $1,784 $2,752 $2,821
Oklahoma $2,849 $4,079 $4,593
Oregon $2,592 $3,478 $4,155
Pennsylvania $2,184 $3,206 $3,751
Rhode Island $3,646 $5,348 $6,022
South Carolina $2,476 $3,431 $4,736
South Dakota $2,221 $3,201 $3,693
Tennessee $2,612 $3,846 $5,121
Texas $2,631 $3,801 $4,728
Utah $2,238 $3,136 $4,315
Vermont $1,723 $2,653 $2,804
Virginia $1,623 $2,492 $2,442
Washington $2,148 $2,916 $3,482
West Virginia $2,162 $3,095 $3,878
Wisconsin $2,155 $3,364 $3,837
Wyoming $2,012 $2,817 $2,999

Ford Fusion Energi Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Ford Fusion Energi ranks for Insurance compared to other vehicles. Also check out how the Fusion Energi stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Ford Fusion Energi Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Fusion Energi costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Ford Fusion Energis For Sale

2017 Ford Fusion Energi Platinum

Mileage: 100,832
Mileage: 100,832     Price: $10,998
Location: Chantilly, VA ~ 9 miles away
Dealer: Epic Motor Company
Days on Market: 144

$10,998


2017 Ford Fusion Energi Titanium

Mileage: 109,918
Mileage: 109,918     Price: $10,412
Location: Chantilly, VA ~ 9 miles away
Dealer: Precise Automotive Group
Days on Market: 104
Colors (ext/int): Ingot Silver Metallic / Medium Soft Ceramic

$10,412



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