Ford Fusion Energi Insurance Cost

Auto insurance for a Ford Fusion Energi will cost about $1,630 per year.

This beats the national average for popular sedan models by $157. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion Energi.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Fusion Energi insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Fusion Energi Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,521 $8,107 $9,485
18 $5,145 $7,556 $8,839
19 $4,547 $6,677 $7,811
20 $3,965 $5,822 $6,811
21 $3,325 $4,882 $5,712
22 $3,238 $4,755 $5,563
23 $2,833 $4,161 $4,867
24 $2,692 $3,953 $4,624
25 $2,323 $3,411 $3,990
30 $1,810 $2,657 $3,109
35 $1,695 $2,489 $2,911
40 $1,630 $2,394 $2,800
45 $1,586 $2,329 $2,725
55 $1,455 $2,136 $2,499
65 $1,517 $2,228 $2,607
75 $1,915 $2,812 $3,290

Ford Fusion Energi car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion Energi by state.

Ford Fusion Energi Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,727 $2,508 $3,193
Alaska $1,428 $1,980 $1,925
Arizona $1,615 $2,335 $3,440
Arkansas $1,771 $2,782 $3,063
California $1,971 $3,486 $1,971
Colorado $1,840 $2,575 $3,267
Connecticut $2,350 $3,645 $4,627
Delaware $1,946 $2,593 $3,331
Florida $2,317 $3,205 $4,177
Georgia $1,889 $2,824 $2,848
Hawaii $755 $1,024 $755
Idaho $1,311 $1,738 $2,113
Illinois $1,372 $2,074 $2,365
Indiana $1,410 $2,155 $2,418
Iowa $1,117 $1,531 $1,801
Kansas $1,485 $2,161 $2,528
Kentucky $2,147 $3,152 $3,722
Louisiana $2,757 $4,167 $4,518
Maine $1,042 $1,441 $2,127
Maryland $1,687 $2,455 $2,727
Massachusetts $1,353 $2,360 $1,353
Michigan $3,264 $4,974 $7,846
Minnesota $1,344 $1,792 $2,523
Mississippi $1,622 $2,314 $2,329
Missouri $1,528 $2,185 $2,871
Montana $1,554 $2,168 $2,524
Nebraska $1,314 $1,943 $2,110
Nevada $2,167 $3,214 $3,395
New Hampshire $1,507 $2,383 $3,013
New Jersey $1,661 $2,605 $3,409
New Mexico $1,696 $2,523 $2,618
New York $1,571 $1,978 $3,302
North Carolina $974 $1,673 $1,193
North Dakota $1,332 $2,025 $2,395
Ohio $1,188 $1,833 $1,879
Oklahoma $1,897 $2,717 $3,059
Oregon $1,726 $2,317 $2,767
Pennsylvania $1,454 $2,135 $2,498
Rhode Island $2,428 $3,562 $4,011
South Carolina $1,649 $2,285 $3,154
South Dakota $1,479 $2,132 $2,460
Tennessee $1,740 $2,561 $3,411
Texas $1,752 $2,531 $3,148
Utah $1,490 $2,089 $2,874
Vermont $1,147 $1,767 $1,868
Virginia $1,081 $1,659 $1,627
Washington $1,431 $1,942 $2,319
West Virginia $1,440 $2,062 $2,583
Wisconsin $1,435 $2,240 $2,555
Wyoming $1,340 $1,876 $1,997

Ford Fusion Energi Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Fusion Energi ranks for Insurance compared to other vehicles. Also check out how the Fusion Energi stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings