Hyundai IONIQ Insurance Cost

Auto insurance for a Hyundai IONIQ will cost about $1,685 per year.

This beats the national average for popular hatchback models by $102. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Hyundai IONIQ.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Hyundai IONIQ insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Hyundai IONIQ Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,707 $8,380 $9,803
18 $5,318 $7,809 $9,136
19 $4,700 $6,902 $8,074
20 $4,098 $6,018 $7,040
21 $3,437 $5,047 $5,904
22 $3,347 $4,915 $5,750
23 $2,929 $4,300 $5,031
24 $2,782 $4,086 $4,779
25 $2,401 $3,526 $4,125
30 $1,870 $2,746 $3,213
35 $1,752 $2,572 $3,009
40 $1,685 $2,474 $2,894
45 $1,639 $2,407 $2,816
55 $1,504 $2,208 $2,583
65 $1,568 $2,303 $2,694
75 $1,980 $2,907 $3,401

Hyundai IONIQ car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Hyundai IONIQ by state.

Hyundai IONIQ Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,785 $2,593 $3,300
Alaska $1,476 $2,047 $1,989
Arizona $1,669 $2,413 $3,555
Arkansas $1,830 $2,876 $3,166
California $2,038 $3,603 $2,038
Colorado $1,902 $2,661 $3,376
Connecticut $2,429 $3,768 $4,783
Delaware $2,011 $2,680 $3,443
Florida $2,395 $3,313 $4,317
Georgia $1,952 $2,919 $2,944
Hawaii $780 $1,059 $780
Idaho $1,355 $1,796 $2,184
Illinois $1,418 $2,144 $2,444
Indiana $1,457 $2,227 $2,499
Iowa $1,154 $1,583 $1,861
Kansas $1,535 $2,234 $2,613
Kentucky $2,219 $3,258 $3,847
Louisiana $2,849 $4,307 $4,670
Maine $1,077 $1,489 $2,199
Maryland $1,744 $2,538 $2,819
Massachusetts $1,398 $2,439 $1,398
Michigan $3,374 $5,142 $8,110
Minnesota $1,389 $1,852 $2,608
Mississippi $1,677 $2,391 $2,407
Missouri $1,580 $2,259 $2,967
Montana $1,606 $2,241 $2,609
Nebraska $1,358 $2,008 $2,181
Nevada $2,240 $3,322 $3,509
New Hampshire $1,558 $2,463 $3,114
New Jersey $1,716 $2,693 $3,524
New Mexico $1,753 $2,607 $2,706
New York $1,624 $2,044 $3,413
North Carolina $1,006 $1,729 $1,233
North Dakota $1,377 $2,093 $2,476
Ohio $1,228 $1,894 $1,942
Oklahoma $1,961 $2,808 $3,162
Oregon $1,784 $2,394 $2,860
Pennsylvania $1,503 $2,207 $2,582
Rhode Island $2,510 $3,681 $4,145
South Carolina $1,704 $2,362 $3,260
South Dakota $1,529 $2,203 $2,542
Tennessee $1,798 $2,647 $3,525
Texas $1,811 $2,616 $3,254
Utah $1,541 $2,159 $2,970
Vermont $1,186 $1,826 $1,930
Virginia $1,117 $1,715 $1,681
Washington $1,479 $2,007 $2,397
West Virginia $1,488 $2,131 $2,670
Wisconsin $1,483 $2,316 $2,641
Wyoming $1,385 $1,939 $2,065

Hyundai IONIQ Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Hyundai IONIQ ranks for Insurance compared to other vehicles. Also check out how the IONIQ stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Hyundai IONIQ Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Hyundai IONIQ costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: