Hyundai IONIQ Insurance Cost

Auto insurance for a Hyundai IONIQ will cost about $1,851 per year.

This beats the national average for popular hatchback models by $216. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Hyundai IONIQ. Visit our Competitive Quote Tool to see if you can find lower rates for an IONIQ.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Hyundai IONIQ insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Hyundai IONIQ Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,270 $9,339 $11,040
18 $5,843 $8,703 $10,288
19 $5,164 $7,692 $9,092
20 $4,503 $6,707 $7,928
21 $3,776 $5,624 $6,648
22 $3,677 $5,477 $6,475
23 $3,218 $4,793 $5,665
24 $3,057 $4,553 $5,382
25 $2,638 $3,929 $4,645
30 $2,055 $3,061 $3,618
35 $1,925 $2,867 $3,389
40 $1,851 $2,757 $3,259
45 $1,801 $2,683 $3,172
55 $1,652 $2,460 $2,909
65 $1,723 $2,567 $3,034
75 $2,175 $3,239 $3,829

Hyundai IONIQ car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Hyundai IONIQ by state.

Hyundai IONIQ Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,961 $2,747 $3,438
Alaska $1,622 $2,363 $2,476
Arizona $1,834 $2,845 $4,057
Arkansas $2,011 $3,046 $3,407
California $2,239 $3,916 $2,239
Colorado $2,089 $2,892 $3,608
Connecticut $2,669 $4,127 $5,286
Delaware $2,210 $3,042 $4,039
Florida $2,631 $3,574 $4,659
Georgia $2,145 $3,306 $3,392
Hawaii $857 $1,183 $857
Idaho $1,489 $2,003 $2,494
Illinois $1,558 $2,303 $2,671
Indiana $1,601 $2,502 $2,919
Iowa $1,268 $1,902 $2,216
Kansas $1,687 $2,484 $2,942
Kentucky $2,439 $3,668 $4,314
Louisiana $3,130 $4,784 $5,151
Maine $1,184 $1,588 $2,317
Maryland $1,916 $2,809 $3,317
Massachusetts $1,536 $2,598 $1,536
Michigan $3,707 $5,573 $8,569
Minnesota $1,526 $2,050 $3,034
Mississippi $1,842 $2,783 $2,939
Missouri $1,736 $2,391 $3,092
Montana $1,765 $2,761 $3,046
Nebraska $1,492 $2,112 $2,402
Nevada $2,461 $3,714 $4,075
New Hampshire $1,712 $2,759 $3,513
New Jersey $1,886 $2,973 $3,835
New Mexico $1,926 $2,771 $3,112
New York $1,784 $2,323 $3,750
North Carolina $1,106 $1,785 $1,376
North Dakota $1,513 $2,329 $2,957
Ohio $1,349 $2,207 $2,286
Oklahoma $2,155 $3,235 $3,669
Oregon $1,961 $2,961 $3,397
Pennsylvania $1,651 $2,497 $2,866
Rhode Island $2,757 $4,231 $4,839
South Carolina $1,872 $2,710 $3,867
South Dakota $1,680 $2,311 $2,773
Tennessee $1,976 $2,955 $3,729
Texas $1,990 $2,929 $3,676
Utah $1,693 $2,447 $3,376
Vermont $1,303 $2,083 $2,278
Virginia $1,227 $1,848 $1,964
Washington $1,625 $2,441 $2,878
West Virginia $1,635 $2,381 $2,940
Wisconsin $1,630 $2,379 $2,890
Wyoming $1,522 $2,236 $2,500

Other Hyundai IONIQ Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Hyundai IONIQ costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: