Hyundai IONIQ Insurance Cost

Auto insurance for a Hyundai IONIQ will cost about $1,760 per year.

This beats the national average for popular hatchback models by $134. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Hyundai IONIQ.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Hyundai IONIQ insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Hyundai IONIQ Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,963 $8,756 $10,244
18 $5,557 $8,160 $9,546
19 $4,911 $7,212 $8,436
20 $4,282 $6,288 $7,356
21 $3,591 $5,273 $6,169
22 $3,497 $5,135 $6,008
23 $3,060 $4,494 $5,257
24 $2,907 $4,269 $4,994
25 $2,509 $3,684 $4,310
30 $1,954 $2,870 $3,357
35 $1,831 $2,688 $3,144
40 $1,760 $2,585 $3,024
45 $1,713 $2,516 $2,943
55 $1,571 $2,307 $2,699
65 $1,639 $2,406 $2,815
75 $2,069 $3,037 $3,553

Hyundai IONIQ car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Hyundai IONIQ by state.

Hyundai IONIQ Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,865 $2,709 $3,448
Alaska $1,543 $2,139 $2,079
Arizona $1,744 $2,522 $3,715
Arkansas $1,912 $3,005 $3,308
California $2,129 $3,765 $2,129
Colorado $1,987 $2,781 $3,528
Connecticut $2,538 $3,937 $4,997
Delaware $2,102 $2,801 $3,597
Florida $2,502 $3,462 $4,511
Georgia $2,040 $3,050 $3,076
Hawaii $815 $1,106 $815
Idaho $1,416 $1,877 $2,282
Illinois $1,482 $2,240 $2,554
Indiana $1,522 $2,327 $2,612
Iowa $1,206 $1,654 $1,945
Kansas $1,604 $2,334 $2,730
Kentucky $2,319 $3,404 $4,020
Louisiana $2,977 $4,500 $4,879
Maine $1,126 $1,556 $2,297
Maryland $1,822 $2,652 $2,945
Massachusetts $1,461 $2,549 $1,461
Michigan $3,526 $5,372 $8,474
Minnesota $1,451 $1,935 $2,725
Mississippi $1,752 $2,499 $2,515
Missouri $1,651 $2,360 $3,100
Montana $1,678 $2,342 $2,726
Nebraska $1,419 $2,098 $2,279
Nevada $2,340 $3,471 $3,667
New Hampshire $1,628 $2,574 $3,254
New Jersey $1,793 $2,814 $3,682
New Mexico $1,832 $2,724 $2,828
New York $1,696 $2,136 $3,566
North Carolina $1,052 $1,807 $1,289
North Dakota $1,439 $2,187 $2,587
Ohio $1,283 $1,979 $2,029
Oklahoma $2,049 $2,934 $3,304
Oregon $1,865 $2,502 $2,988
Pennsylvania $1,571 $2,306 $2,698
Rhode Island $2,622 $3,847 $4,332
South Carolina $1,781 $2,468 $3,406
South Dakota $1,598 $2,302 $2,657
Tennessee $1,879 $2,766 $3,684
Texas $1,892 $2,734 $3,400
Utah $1,610 $2,256 $3,104
Vermont $1,239 $1,908 $2,017
Virginia $1,167 $1,792 $1,757
Washington $1,545 $2,097 $2,504
West Virginia $1,555 $2,227 $2,790
Wisconsin $1,550 $2,420 $2,760
Wyoming $1,447 $2,026 $2,157

Hyundai IONIQ Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Hyundai IONIQ ranks for Insurance compared to other vehicles. Also check out how the IONIQ stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Hyundai IONIQ Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Hyundai IONIQ costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: