Hyundai IONIQ Insurance Cost

Auto insurance for a Hyundai IONIQ will cost about $1,923 per year.

This beats the national average for popular hatchback models by $302. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Hyundai IONIQ.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Hyundai IONIQ insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Hyundai IONIQ Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,513 $9,564 $11,188
18 $6,070 $8,912 $10,426
19 $5,364 $7,876 $9,214
20 $4,677 $6,868 $8,034
21 $3,922 $5,759 $6,738
22 $3,820 $5,609 $6,562
23 $3,342 $4,908 $5,741
24 $3,175 $4,663 $5,454
25 $2,740 $4,024 $4,707
30 $2,135 $3,134 $3,667
35 $1,999 $2,936 $3,434
40 $1,923 $2,823 $3,303
45 $1,871 $2,747 $3,214
55 $1,716 $2,520 $2,948
65 $1,790 $2,628 $3,075
75 $2,259 $3,317 $3,881

Hyundai IONIQ car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Hyundai IONIQ by state.

Hyundai IONIQ Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,037 $2,959 $3,766
Alaska $1,685 $2,336 $2,271
Arizona $1,905 $2,754 $4,057
Arkansas $2,089 $3,282 $3,613
California $2,326 $4,112 $2,326
Colorado $2,170 $3,037 $3,853
Connecticut $2,773 $4,300 $5,458
Delaware $2,295 $3,059 $3,929
Florida $2,733 $3,781 $4,927
Hawaii $890 $1,208 $890
Idaho $1,546 $2,050 $2,492
Illinois $1,619 $2,446 $2,789
Indiana $1,663 $2,542 $2,852
Iowa $1,317 $1,806 $2,124
Kansas $1,752 $2,549 $2,982
Kentucky $2,533 $3,718 $4,391
Louisiana $3,252 $4,915 $5,329
Maine $1,230 $1,700 $2,509
Maryland $1,990 $2,896 $3,217
Massachusetts $1,596 $2,784 $1,596
Michigan $3,851 $5,868 $9,255
Minnesota $1,585 $2,113 $2,976
Mississippi $1,913 $2,729 $2,747
Missouri $1,803 $2,578 $3,386
Montana $1,833 $2,558 $2,977
Nebraska $1,550 $2,291 $2,490
Nevada $2,556 $3,791 $4,005
New Hampshire $1,778 $2,811 $3,554
New Jersey $1,959 $3,073 $4,022
New Mexico $2,000 $2,976 $3,089
New York $1,853 $2,333 $3,895
North Carolina $1,149 $1,973 $1,407
North Dakota $1,572 $2,389 $2,825
Ohio $1,401 $2,162 $2,216
Oklahoma $2,238 $3,204 $3,608
Oregon $2,037 $2,733 $3,264
Pennsylvania $1,715 $2,519 $2,947
Rhode Island $2,864 $4,201 $4,731
South Carolina $1,945 $2,696 $3,721
South Dakota $1,745 $2,515 $2,901
Tennessee $2,052 $3,021 $4,023
Texas $2,067 $2,986 $3,714
Utah $1,758 $2,464 $3,390
Vermont $1,353 $2,084 $2,203
Virginia $1,275 $1,957 $1,919
Washington $1,688 $2,291 $2,735
West Virginia $1,698 $2,432 $3,047
Wisconsin $1,693 $2,643 $3,014
Wyoming $1,580 $2,213 $2,356
Georgia $2,228 $3,332 $3,359

Hyundai IONIQ Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Hyundai IONIQ ranks for Insurance compared to other vehicles. Also check out how the IONIQ stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Hyundai IONIQ Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Hyundai IONIQ costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: