Jeep Cherokee Insurance Cost

Auto insurance for a Jeep Cherokee will cost about $1,498 per year.

This beats the national average for popular SUV models by $569. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jeep Cherokee.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep Cherokee insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Jeep Cherokee Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,073 $7,556 $8,932
18 $4,727 $7,041 $8,324
19 $4,178 $6,223 $7,356
20 $3,643 $5,426 $6,414
21 $3,055 $4,550 $5,379
22 $2,975 $4,432 $5,238
23 $2,603 $3,878 $4,584
24 $2,473 $3,684 $4,354
25 $2,134 $3,179 $3,758
30 $1,663 $2,476 $2,927
35 $1,557 $2,319 $2,742
40 $1,498 $2,231 $2,637
45 $1,457 $2,171 $2,566
55 $1,337 $1,991 $2,353
65 $1,394 $2,076 $2,455
75 $1,760 $2,621 $3,098

Jeep Cherokee car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep Cherokee by state.

Jeep Cherokee Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,587 $2,223 $2,782
Alaska $1,312 $1,912 $2,003
Arizona $1,484 $2,302 $3,282
Arkansas $1,627 $2,464 $2,757
California $1,811 $3,168 $1,811
Colorado $1,690 $2,340 $2,919
Connecticut $2,159 $3,339 $4,276
Delaware $1,788 $2,461 $3,268
Florida $2,129 $2,891 $3,769
Georgia $1,735 $2,675 $2,744
Hawaii $693 $957 $693
Idaho $1,204 $1,621 $2,018
Illinois $1,261 $1,863 $2,161
Indiana $1,295 $2,024 $2,362
Iowa $1,026 $1,539 $1,793
Kansas $1,365 $2,009 $2,380
Kentucky $1,973 $2,968 $3,490
Louisiana $2,533 $3,871 $4,167
Maine $958 $1,285 $1,874
Maryland $1,550 $2,272 $2,683
Massachusetts $1,243 $2,102 $1,243
Michigan $2,999 $4,509 $6,933
Minnesota $1,235 $1,658 $2,455
Mississippi $1,490 $2,251 $2,378
Missouri $1,404 $1,934 $2,501
Montana $1,428 $2,234 $2,464
Nebraska $1,207 $1,709 $1,944
Nevada $1,991 $3,005 $3,297
New Hampshire $1,385 $2,232 $2,842
New Jersey $1,526 $2,405 $3,103
New Mexico $1,558 $2,242 $2,518
New York $1,443 $1,879 $3,034
North Carolina $895 $1,444 $1,113
North Dakota $1,224 $1,884 $2,392
Ohio $1,092 $1,785 $1,850
Oklahoma $1,743 $2,617 $2,969
Oregon $1,586 $2,396 $2,748
Pennsylvania $1,336 $2,020 $2,319
Rhode Island $2,231 $3,423 $3,915
South Carolina $1,515 $2,192 $3,128
South Dakota $1,359 $1,870 $2,244
Tennessee $1,598 $2,391 $3,017
Texas $1,610 $2,369 $2,974
Utah $1,369 $1,980 $2,731
Vermont $1,054 $1,686 $1,843
Virginia $993 $1,495 $1,589
Washington $1,315 $1,975 $2,329
West Virginia $1,323 $1,926 $2,379
Wisconsin $1,319 $1,925 $2,338
Wyoming $1,231 $1,809 $2,022

Other Jeep Cherokee Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Jeep Cherokee costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: