Brand New: My CarEdge 100% FREE Car Buying Help

KIA Cadenza Insurance Cost

Auto insurance for a KIA Cadenza will cost about $1,924 per year.

This beats the national average for popular sedan models by $301. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Cadenza.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
Ray
Search local listings with market insights
Find the perfect car at the right price with behind-the-scenes data.

KIA Cadenza insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Cadenza Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,516 $9,569 $11,194
18 $6,073 $8,917 $10,432
19 $5,367 $7,880 $9,219
20 $4,679 $6,871 $8,038
21 $3,924 $5,762 $6,741
22 $3,822 $5,612 $6,565
23 $3,344 $4,910 $5,744
24 $3,177 $4,665 $5,457
25 $2,742 $4,026 $4,710
30 $2,136 $3,136 $3,669
35 $2,000 $2,937 $3,436
40 $1,924 $2,825 $3,305
45 $1,872 $2,749 $3,216
55 $1,717 $2,521 $2,949
65 $1,791 $2,630 $3,076
75 $2,260 $3,319 $3,883

KIA Cadenza car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Cadenza by state.

KIA Cadenza Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,038 $2,960 $3,768
Alaska $1,686 $2,337 $2,272
Arizona $1,906 $2,755 $4,059
Arkansas $2,090 $3,283 $3,615
California $2,327 $4,115 $2,327
Colorado $2,171 $3,039 $3,855
Connecticut $2,774 $4,302 $5,461
Delaware $2,297 $3,061 $3,931
Florida $2,734 $3,783 $4,929
Hawaii $890 $1,209 $890
Idaho $1,547 $2,051 $2,493
Illinois $1,619 $2,448 $2,791
Indiana $1,664 $2,543 $2,854
Iowa $1,318 $1,807 $2,125
Kansas $1,753 $2,551 $2,983
Kentucky $2,534 $3,720 $4,393
Louisiana $3,253 $4,918 $5,332
Maine $1,230 $1,700 $2,511
Maryland $1,991 $2,897 $3,218
Massachusetts $1,596 $2,785 $1,596
Michigan $3,853 $5,871 $9,260
Minnesota $1,586 $2,115 $2,978
Mississippi $1,914 $2,731 $2,748
Missouri $1,804 $2,579 $3,388
Montana $1,834 $2,559 $2,979
Nebraska $1,550 $2,293 $2,491
Nevada $2,557 $3,793 $4,007
New Hampshire $1,779 $2,813 $3,556
New Jersey $1,960 $3,075 $4,024
New Mexico $2,001 $2,977 $3,090
New York $1,854 $2,334 $3,897
North Carolina $1,149 $1,974 $1,408
North Dakota $1,573 $2,390 $2,827
Ohio $1,402 $2,163 $2,218
Oklahoma $2,239 $3,206 $3,610
Oregon $2,038 $2,734 $3,265
Pennsylvania $1,716 $2,520 $2,948
Rhode Island $2,866 $4,203 $4,733
South Carolina $1,946 $2,697 $3,722
South Dakota $1,746 $2,516 $2,903
Tennessee $2,053 $3,023 $4,025
Texas $2,068 $2,987 $3,716
Utah $1,759 $2,465 $3,392
Vermont $1,354 $2,085 $2,204
Virginia $1,276 $1,959 $1,920
Washington $1,689 $2,292 $2,737
West Virginia $1,699 $2,433 $3,048
Wisconsin $1,694 $2,644 $3,016
Wyoming $1,581 $2,214 $2,357
Georgia $2,229 $3,333 $3,361

KIA Cadenza Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Cadenza ranks for Insurance compared to other vehicles. Also check out how the Cadenza stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Used KIA Cadenzas For Sale

2019 Kia Cadenza Premium

2019 Kia Cadenza Premium

Mileage: 51,194
Mileage: 51,194     Price: $20,350
Location: Sterling, VA ~ 2 miles away
Dealer: Direct Car Buying
Days on Market: 183
Colors (ext/int): Platinum Graphite / Black

$20,350


2014 Kia Cadenza Premium

2014 Kia Cadenza Premium

Mileage: 74,563
Mileage: 74,563     Price: $12,950
Location: Sterling, VA ~ 2 miles away
Dealer: Direct Car Buying
Days on Market: 439
Colors (ext/int): Platinum Graphite / Black

$12,950


2015 Kia Cadenza Premium

2015 Kia Cadenza Premium

Mileage: 97,600
Mileage: 97,600     Price: $10,900
Location: Chantilly, VA ~ 7 miles away
Dealer: Automax Of Chantilly
Days on Market: 485
Colors (ext/int): White / Black

$10,900