KIA Cadenza Insurance Cost

Auto insurance for a KIA Cadenza will cost about $1,978 per year.

This beats the national average for popular sedan models by $89. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Cadenza. Visit our Competitive Quote Tool to see if you can find lower rates for a Cadenza.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These KIA Cadenza insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

KIA Cadenza Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,698 $9,977 $11,794
18 $6,242 $9,298 $10,991
19 $5,517 $8,217 $9,713
20 $4,810 $7,165 $8,470
21 $4,034 $6,008 $7,103
22 $3,929 $5,852 $6,917
23 $3,437 $5,120 $6,052
24 $3,266 $4,864 $5,750
25 $2,818 $4,198 $4,962
30 $2,195 $3,270 $3,866
35 $2,056 $3,063 $3,620
40 $1,978 $2,946 $3,482
45 $1,924 $2,866 $3,388
55 $1,765 $2,629 $3,107
65 $1,841 $2,742 $3,241
75 $2,323 $3,461 $4,091

KIA Cadenza car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Cadenza by state.

KIA Cadenza Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,095 $2,935 $3,673
Alaska $1,733 $2,524 $2,645
Arizona $1,959 $3,039 $4,334
Arkansas $2,148 $3,254 $3,640
California $2,392 $4,183 $2,392
Colorado $2,232 $3,090 $3,854
Connecticut $2,851 $4,409 $5,647
Delaware $2,361 $3,250 $4,315
Florida $2,811 $3,818 $4,977
Georgia $2,291 $3,532 $3,624
Hawaii $915 $1,263 $915
Idaho $1,590 $2,140 $2,665
Illinois $1,665 $2,460 $2,854
Indiana $1,710 $2,673 $3,119
Iowa $1,355 $2,032 $2,368
Kansas $1,802 $2,653 $3,143
Kentucky $2,605 $3,919 $4,609
Louisiana $3,344 $5,111 $5,503
Maine $1,265 $1,696 $2,475
Maryland $2,046 $3,001 $3,543
Massachusetts $1,641 $2,775 $1,641
Michigan $3,960 $5,954 $9,155
Minnesota $1,630 $2,190 $3,242
Mississippi $1,968 $2,973 $3,140
Missouri $1,854 $2,554 $3,303
Montana $1,885 $2,950 $3,254
Nebraska $1,594 $2,256 $2,567
Nevada $2,629 $3,968 $4,353
New Hampshire $1,829 $2,947 $3,753
New Jersey $2,015 $3,176 $4,097
New Mexico $2,057 $2,961 $3,325
New York $1,906 $2,482 $4,006
North Carolina $1,181 $1,907 $1,470
North Dakota $1,617 $2,488 $3,159
Ohio $1,441 $2,357 $2,442
Oklahoma $2,302 $3,456 $3,920
Oregon $2,095 $3,164 $3,629
Pennsylvania $1,764 $2,668 $3,062
Rhode Island $2,946 $4,520 $5,170
South Carolina $2,000 $2,895 $4,131
South Dakota $1,795 $2,469 $2,963
Tennessee $2,111 $3,157 $3,984
Texas $2,126 $3,129 $3,927
Utah $1,808 $2,615 $3,606
Vermont $1,392 $2,226 $2,433
Virginia $1,311 $1,974 $2,098
Washington $1,736 $2,608 $3,075
West Virginia $1,747 $2,544 $3,141
Wisconsin $1,741 $2,542 $3,087
Wyoming $1,625 $2,389 $2,670

Other KIA Cadenza Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Cadenza costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: