KIA Cadenza Insurance Cost

Auto insurance for a KIA Cadenza will cost about $2,532 per year.

This beats the national average for popular sedan models by $363. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Cadenza.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Cadenza insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Cadenza Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,577 $12,595 $14,734
18 $7,993 $11,737 $13,731
19 $7,064 $10,373 $12,135
20 $6,159 $9,044 $10,581
21 $5,165 $7,585 $8,873
22 $5,031 $7,387 $8,642
23 $4,402 $6,463 $7,561
24 $4,182 $6,140 $7,183
25 $3,609 $5,299 $6,199
30 $2,811 $4,128 $4,829
35 $2,633 $3,866 $4,523
40 $2,532 $3,718 $4,350
45 $2,464 $3,618 $4,233
55 $2,260 $3,318 $3,882
65 $2,357 $3,461 $4,049
75 $2,975 $4,369 $5,111

KIA Cadenza car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Cadenza by state.

KIA Cadenza Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Georgia $2,934 $4,388 $4,424
Wyoming $2,081 $2,914 $3,103
Wisconsin $2,229 $3,480 $3,970
West Virginia $2,237 $3,203 $4,013
Washington $2,223 $3,017 $3,602
Virginia $1,679 $2,578 $2,527
Vermont $1,782 $2,745 $2,901
Utah $2,315 $3,244 $4,464
Texas $2,722 $3,932 $4,891
Tennessee $2,703 $3,979 $5,299
South Dakota $2,298 $3,311 $3,821
South Carolina $2,561 $3,550 $4,900
Rhode Island $3,772 $5,533 $6,230
Pennsylvania $2,259 $3,317 $3,881
Oregon $2,682 $3,599 $4,298
Oklahoma $2,947 $4,220 $4,752
Ohio $1,846 $2,847 $2,919
North Dakota $2,070 $3,146 $3,721
North Carolina $1,513 $2,599 $1,853
New York $2,440 $3,073 $5,129
New Mexico $2,634 $3,919 $4,068
New Jersey $2,580 $4,047 $5,296
New Hampshire $2,341 $3,702 $4,680
Nevada $3,366 $4,993 $5,274
Nebraska $2,041 $3,018 $3,279
Montana $2,414 $3,368 $3,921
Missouri $2,374 $3,395 $4,460
Mississippi $2,520 $3,594 $3,618
Minnesota $2,087 $2,783 $3,919
Michigan $5,071 $7,727 $12,189
Massachusetts $2,101 $3,666 $2,101
Maryland $2,620 $3,814 $4,236
Maine $1,619 $2,238 $3,305
Louisiana $4,282 $6,473 $7,018
Kentucky $3,336 $4,897 $5,782
Kansas $2,307 $3,357 $3,927
Iowa $1,734 $2,379 $2,797
Indiana $2,190 $3,348 $3,757
Illinois $2,131 $3,222 $3,673
Idaho $2,036 $2,699 $3,282
Hawaii $1,172 $1,591 $1,172
Florida $3,599 $4,979 $6,488
Delaware $3,023 $4,028 $5,174
Connecticut $3,651 $5,663 $7,188
Colorado $2,858 $4,000 $5,075
California $3,063 $5,416 $3,063
Arkansas $2,751 $4,322 $4,758
Arizona $2,509 $3,627 $5,343
Alaska $2,219 $3,076 $2,990
Alabama $2,683 $3,897 $4,960

KIA Cadenza Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Cadenza ranks for Insurance compared to other vehicles. Also check out how the Cadenza stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other KIA Cadenza Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Cadenza costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: