KIA Cadenza Insurance Cost

Auto insurance for a KIA Cadenza will cost about $1,762 per year.

This beats the national average for popular sedan models by $132. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Cadenza.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Cadenza insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Cadenza Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,966 $8,761 $10,249
18 $5,560 $8,165 $9,552
19 $4,914 $7,216 $8,441
20 $4,285 $6,292 $7,360
21 $3,593 $5,276 $6,172
22 $3,499 $5,138 $6,011
23 $3,062 $4,496 $5,260
24 $2,909 $4,271 $4,997
25 $2,510 $3,686 $4,312
30 $1,955 $2,872 $3,359
35 $1,832 $2,689 $3,146
40 $1,762 $2,586 $3,026
45 $1,714 $2,517 $2,944
55 $1,572 $2,308 $2,700
65 $1,640 $2,408 $2,817
75 $2,070 $3,039 $3,555

KIA Cadenza car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Cadenza by state.

KIA Cadenza Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,866 $2,711 $3,450
Alaska $1,544 $2,140 $2,080
Arizona $1,745 $2,523 $3,717
Arkansas $1,913 $3,006 $3,310
California $2,130 $3,767 $2,130
Colorado $1,988 $2,782 $3,530
Connecticut $2,540 $3,939 $5,000
Delaware $2,103 $2,802 $3,599
Florida $2,504 $3,464 $4,514
Georgia $2,041 $3,052 $3,077
Hawaii $815 $1,107 $815
Idaho $1,417 $1,878 $2,283
Illinois $1,483 $2,241 $2,555
Indiana $1,523 $2,329 $2,613
Iowa $1,207 $1,655 $1,946
Kansas $1,605 $2,335 $2,732
Kentucky $2,320 $3,406 $4,022
Louisiana $2,979 $4,503 $4,882
Maine $1,126 $1,557 $2,299
Maryland $1,823 $2,653 $2,947
Massachusetts $1,462 $2,550 $1,462
Michigan $3,528 $5,376 $8,479
Minnesota $1,452 $1,936 $2,726
Mississippi $1,753 $2,500 $2,517
Missouri $1,652 $2,361 $3,102
Montana $1,679 $2,343 $2,727
Nebraska $1,420 $2,099 $2,281
Nevada $2,341 $3,473 $3,669
New Hampshire $1,629 $2,576 $3,256
New Jersey $1,795 $2,815 $3,684
New Mexico $1,833 $2,726 $2,830
New York $1,697 $2,137 $3,568
North Carolina $1,052 $1,808 $1,289
North Dakota $1,440 $2,188 $2,588
Ohio $1,284 $1,980 $2,030
Oklahoma $2,050 $2,936 $3,305
Oregon $1,866 $2,503 $2,990
Pennsylvania $1,572 $2,307 $2,700
Rhode Island $2,624 $3,849 $4,334
South Carolina $1,782 $2,469 $3,408
South Dakota $1,599 $2,304 $2,658
Tennessee $1,880 $2,768 $3,686
Texas $1,893 $2,735 $3,402
Utah $1,611 $2,257 $3,106
Vermont $1,240 $1,909 $2,018
Virginia $1,168 $1,793 $1,758
Washington $1,546 $2,099 $2,506
West Virginia $1,556 $2,228 $2,791
Wisconsin $1,551 $2,421 $2,761
Wyoming $1,448 $2,027 $2,159

KIA Cadenza Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Cadenza ranks for Insurance compared to other vehicles. Also check out how the Cadenza stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings