KIA Rio 5 Insurance Cost

Auto insurance for a KIA Rio 5 will cost about $1,409 per year.

This beats the national average for popular hatchback models by $485. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Rio 5.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Rio 5 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Rio 5 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,772 $7,008 $8,198
18 $4,448 $6,531 $7,640
19 $3,931 $5,772 $6,752
20 $3,427 $5,032 $5,887
21 $2,874 $4,220 $4,937
22 $2,799 $4,110 $4,808
23 $2,449 $3,596 $4,207
24 $2,327 $3,417 $3,997
25 $2,008 $2,948 $3,449
30 $1,564 $2,297 $2,687
35 $1,465 $2,151 $2,517
40 $1,409 $2,069 $2,420
45 $1,371 $2,013 $2,355
55 $1,257 $1,846 $2,160
65 $1,312 $1,926 $2,253
75 $1,655 $2,431 $2,844

KIA Rio 5 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Rio 5 by state.

KIA Rio 5 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,493 $2,168 $2,760
Alaska $1,235 $1,712 $1,664
Arizona $1,396 $2,018 $2,973
Arkansas $1,531 $2,405 $2,648
California $1,704 $3,013 $1,704
Colorado $1,590 $2,226 $2,824
Connecticut $2,032 $3,151 $4,000
Delaware $1,682 $2,242 $2,879
Florida $2,003 $2,771 $3,610
Georgia $1,633 $2,441 $2,462
Hawaii $652 $885 $652
Idaho $1,133 $1,502 $1,826
Illinois $1,186 $1,793 $2,044
Indiana $1,218 $1,863 $2,090
Iowa $965 $1,324 $1,556
Kansas $1,284 $1,868 $2,185
Kentucky $1,856 $2,725 $3,218
Louisiana $2,383 $3,602 $3,905
Maine $901 $1,245 $1,839
Maryland $1,458 $2,122 $2,357
Massachusetts $1,169 $2,040 $1,169
Michigan $2,822 $4,300 $6,782
Minnesota $1,162 $1,549 $2,181
Mississippi $1,402 $2,000 $2,013
Missouri $1,321 $1,889 $2,481
Montana $1,343 $1,874 $2,182
Nebraska $1,135 $1,679 $1,824
Nevada $1,873 $2,778 $2,935
New Hampshire $1,303 $2,060 $2,604
New Jersey $1,435 $2,252 $2,947
New Mexico $1,466 $2,180 $2,263
New York $1,358 $1,710 $2,854
North Carolina $842 $1,446 $1,031
North Dakota $1,152 $1,751 $2,070
Ohio $1,027 $1,584 $1,624
Oklahoma $1,640 $2,348 $2,644
Oregon $1,492 $2,002 $2,392
Pennsylvania $1,257 $1,846 $2,159
Rhode Island $2,099 $3,079 $3,467
South Carolina $1,425 $1,975 $2,726
South Dakota $1,279 $1,843 $2,126
Tennessee $1,504 $2,214 $2,948
Texas $1,515 $2,188 $2,722
Utah $1,288 $1,805 $2,484
Vermont $992 $1,527 $1,614
Virginia $934 $1,434 $1,406
Washington $1,237 $1,679 $2,004
West Virginia $1,244 $1,782 $2,233
Wisconsin $1,241 $1,937 $2,209
Wyoming $1,158 $1,621 $1,727

KIA Rio 5 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Rio 5 ranks for Insurance compared to other vehicles. Also check out how the Rio 5 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other KIA Rio 5 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Rio 5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: