KIA Rio 5 Insurance Cost

Auto insurance for a KIA Rio 5 will cost about $1,395 per year.

This beats the national average for popular hatchback models by $392. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Rio 5.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Rio 5 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Rio 5 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,725 $6,939 $8,117
18 $4,404 $6,466 $7,565
19 $3,892 $5,714 $6,685
20 $3,393 $4,983 $5,829
21 $2,846 $4,179 $4,888
22 $2,771 $4,070 $4,761
23 $2,425 $3,561 $4,166
24 $2,304 $3,383 $3,957
25 $1,988 $2,919 $3,415
30 $1,549 $2,274 $2,660
35 $1,450 $2,130 $2,492
40 $1,395 $2,048 $2,396
45 $1,357 $1,993 $2,332
55 $1,245 $1,828 $2,139
65 $1,299 $1,907 $2,231
75 $1,639 $2,407 $2,816

KIA Rio 5 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Rio 5 by state.

KIA Rio 5 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,478 $2,147 $2,733
Alaska $1,223 $1,695 $1,647
Arizona $1,382 $1,998 $2,944
Arkansas $1,515 $2,381 $2,622
California $1,687 $2,984 $1,687
Colorado $1,575 $2,203 $2,796
Connecticut $2,012 $3,120 $3,960
Delaware $1,665 $2,219 $2,851
Florida $1,983 $2,743 $3,575
Georgia $1,616 $2,417 $2,437
Hawaii $646 $877 $646
Idaho $1,122 $1,487 $1,808
Illinois $1,174 $1,775 $2,024
Indiana $1,206 $1,844 $2,070
Iowa $956 $1,310 $1,541
Kansas $1,271 $1,850 $2,163
Kentucky $1,838 $2,698 $3,186
Louisiana $2,359 $3,566 $3,867
Maine $892 $1,233 $1,821
Maryland $1,444 $2,101 $2,334
Massachusetts $1,158 $2,020 $1,158
Michigan $2,794 $4,257 $6,715
Minnesota $1,150 $1,533 $2,159
Mississippi $1,388 $1,980 $1,993
Missouri $1,308 $1,870 $2,457
Montana $1,330 $1,856 $2,160
Nebraska $1,124 $1,663 $1,806
Nevada $1,854 $2,751 $2,906
New Hampshire $1,290 $2,040 $2,579
New Jersey $1,421 $2,230 $2,918
New Mexico $1,451 $2,159 $2,241
New York $1,344 $1,693 $2,826
North Carolina $833 $1,432 $1,021
North Dakota $1,140 $1,733 $2,050
Ohio $1,017 $1,568 $1,608
Oklahoma $1,624 $2,325 $2,618
Oregon $1,478 $1,983 $2,368
Pennsylvania $1,245 $1,827 $2,138
Rhode Island $2,078 $3,048 $3,432
South Carolina $1,411 $1,956 $2,699
South Dakota $1,266 $1,824 $2,105
Tennessee $1,489 $2,192 $2,919
Texas $1,500 $2,166 $2,695
Utah $1,276 $1,787 $2,460
Vermont $982 $1,512 $1,598
Virginia $925 $1,420 $1,392
Washington $1,225 $1,662 $1,985
West Virginia $1,232 $1,764 $2,211
Wisconsin $1,228 $1,917 $2,187
Wyoming $1,147 $1,605 $1,709

KIA Rio 5 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Rio 5 ranks for Insurance compared to other vehicles. Also check out how the Rio 5 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other KIA Rio 5 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Rio 5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: