KIA Rio 5 Insurance Rates

KIA Rio 5 Insurance Rates

Auto insurance for a KIA Rio 5 will cost about $1,910 per year.

This beats the national average for popular hatchback models by $985. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Rio 5.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Rio 5 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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KIA Rio 5 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $6,469 $9,499 $11,113
18 $6,029 $8,852 $10,356
19 $5,328 $7,823 $9,152
20 $4,646 $6,821 $7,980
21 $3,896 $5,721 $6,692
22 $3,794 $5,571 $6,518
23 $3,320 $4,875 $5,703
24 $3,154 $4,631 $5,418
25 $2,722 $3,997 $4,675
30 $2,120 $3,113 $3,642
35 $1,986 $2,916 $3,411
40 $1,910 $2,804 $3,281
45 $1,858 $2,729 $3,192
55 $1,704 $2,503 $2,928
65 $1,778 $2,611 $3,054
75 $2,244 $3,295 $3,855

KIA Rio 5 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Rio 5 by state.


KIA Rio 5 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,024 $2,939 $3,741
Alaska $1,674 $2,320 $2,255
Arizona $1,892 $2,735 $4,030
Arkansas $2,075 $3,260 $3,589
California $2,310 $4,085 $2,310
Colorado $2,156 $3,017 $3,827
Connecticut $2,754 $4,271 $5,421
Delaware $2,280 $3,038 $3,903
Florida $2,715 $3,755 $4,894
Georgia $2,213 $3,309 $3,337
Hawaii $884 $1,200 $884
Idaho $1,536 $2,036 $2,475
Illinois $1,608 $2,430 $2,771
Indiana $1,652 $2,525 $2,833
Iowa $1,308 $1,794 $2,110
Kansas $1,740 $2,532 $2,962
Kentucky $2,516 $3,693 $4,361
Louisiana $3,230 $4,882 $5,293
Maine $1,221 $1,688 $2,492
Maryland $1,976 $2,876 $3,195
Massachusetts $1,585 $2,765 $1,585
Michigan $3,825 $5,828 $9,193
Minnesota $1,574 $2,099 $2,956
Mississippi $1,901 $2,711 $2,729
Missouri $1,791 $2,560 $3,364
Montana $1,821 $2,541 $2,957
Nebraska $1,539 $2,276 $2,473
Nevada $2,539 $3,766 $3,978
New Hampshire $1,766 $2,792 $3,530
New Jersey $1,946 $3,053 $3,994
New Mexico $1,987 $2,956 $3,068
New York $1,840 $2,318 $3,868
North Carolina $1,141 $1,960 $1,398
North Dakota $1,561 $2,373 $2,806
Ohio $1,392 $2,147 $2,201
Oklahoma $2,223 $3,183 $3,584
Oregon $2,023 $2,714 $3,242
Pennsylvania $1,704 $2,502 $2,927
Rhode Island $2,845 $4,173 $4,699
South Carolina $1,932 $2,677 $3,695
South Dakota $1,733 $2,498 $2,882
Tennessee $2,038 $3,001 $3,996
Texas $2,053 $2,966 $3,689
Utah $1,746 $2,447 $3,367
Vermont $1,344 $2,070 $2,188
Virginia $1,266 $1,944 $1,906
Washington $1,676 $2,275 $2,717
West Virginia $1,687 $2,415 $3,026
Wisconsin $1,682 $2,625 $2,994
Wyoming $1,570 $2,198 $2,340

KIA Rio 5 Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the KIA Rio 5 ranks for Insurance compared to other vehicles. Also check out how the Rio 5 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other KIA Rio 5 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Rio 5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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