KIA Rio 5 Insurance Cost

Auto insurance for a KIA Rio 5 will cost about $1,533 per year.

This beats the national average for popular hatchback models by $534. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Rio 5. Visit our Competitive Quote Tool to see if you can find lower rates for a Rio 5.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These KIA Rio 5 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

KIA Rio 5 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,194 $7,737 $9,145
18 $4,841 $7,210 $8,523
19 $4,278 $6,372 $7,532
20 $3,730 $5,556 $6,568
21 $3,128 $4,659 $5,508
22 $3,046 $4,538 $5,364
23 $2,666 $3,970 $4,693
24 $2,532 $3,772 $4,459
25 $2,185 $3,255 $3,848
30 $1,702 $2,536 $2,997
35 $1,594 $2,375 $2,807
40 $1,533 $2,284 $2,700
45 $1,492 $2,223 $2,627
55 $1,368 $2,038 $2,410
65 $1,428 $2,126 $2,513
75 $1,802 $2,684 $3,172

KIA Rio 5 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Rio 5 by state.

KIA Rio 5 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,625 $2,276 $2,848
Alaska $1,344 $1,957 $2,051
Arizona $1,519 $2,357 $3,360
Arkansas $1,666 $2,523 $2,823
California $1,855 $3,244 $1,855
Colorado $1,731 $2,396 $2,989
Connecticut $2,211 $3,419 $4,379
Delaware $1,831 $2,520 $3,346
Florida $2,180 $2,960 $3,860
Georgia $1,777 $2,739 $2,810
Hawaii $710 $980 $710
Idaho $1,233 $1,660 $2,066
Illinois $1,291 $1,908 $2,213
Indiana $1,326 $2,072 $2,418
Iowa $1,050 $1,576 $1,836
Kansas $1,397 $2,057 $2,437
Kentucky $2,020 $3,039 $3,574
Louisiana $2,593 $3,963 $4,267
Maine $981 $1,315 $1,919
Maryland $1,587 $2,327 $2,748
Massachusetts $1,273 $2,152 $1,273
Michigan $3,071 $4,617 $7,099
Minnesota $1,264 $1,698 $2,514
Mississippi $1,526 $2,305 $2,435
Missouri $1,438 $1,980 $2,561
Montana $1,462 $2,288 $2,523
Nebraska $1,236 $1,749 $1,990
Nevada $2,038 $3,077 $3,375
New Hampshire $1,418 $2,285 $2,910
New Jersey $1,562 $2,463 $3,177
New Mexico $1,595 $2,296 $2,578
New York $1,478 $1,924 $3,106
North Carolina $916 $1,479 $1,140
North Dakota $1,254 $1,930 $2,449
Ohio $1,118 $1,828 $1,894
Oklahoma $1,785 $2,680 $3,040
Oregon $1,624 $2,453 $2,814
Pennsylvania $1,368 $2,069 $2,374
Rhode Island $2,284 $3,505 $4,009
South Carolina $1,551 $2,245 $3,203
South Dakota $1,392 $1,915 $2,297
Tennessee $1,637 $2,448 $3,089
Texas $1,648 $2,426 $3,045
Utah $1,402 $2,027 $2,796
Vermont $1,079 $1,726 $1,887
Virginia $1,017 $1,531 $1,627
Washington $1,346 $2,022 $2,384
West Virginia $1,354 $1,972 $2,436
Wisconsin $1,350 $1,971 $2,394
Wyoming $1,260 $1,852 $2,071

Other Important Costs of Owning a KIA Rio 5

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on KIA Rio 5 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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