KIA Rio Insurance Cost

Auto insurance for a KIA Rio will cost about $1,486 per year.

This beats the national average for popular sedan models by $301. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Rio.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Rio insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Rio Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,032 $7,389 $8,645
18 $4,690 $6,886 $8,056
19 $4,144 $6,086 $7,119
20 $3,614 $5,306 $6,208
21 $3,030 $4,450 $5,206
22 $2,951 $4,334 $5,070
23 $2,582 $3,792 $4,436
24 $2,453 $3,603 $4,214
25 $2,117 $3,109 $3,637
30 $1,649 $2,422 $2,833
35 $1,545 $2,268 $2,654
40 $1,486 $2,182 $2,552
45 $1,446 $2,123 $2,483
55 $1,326 $1,947 $2,278
65 $1,383 $2,031 $2,376
75 $1,746 $2,563 $2,999

KIA Rio car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Rio by state.

KIA Rio Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,574 $2,286 $2,910
Alaska $1,302 $1,805 $1,754
Arizona $1,472 $2,128 $3,135
Arkansas $1,614 $2,536 $2,792
California $1,797 $3,177 $1,797
Colorado $1,677 $2,347 $2,977
Connecticut $2,142 $3,322 $4,217
Delaware $1,773 $2,364 $3,036
Florida $2,112 $2,921 $3,807
Georgia $1,721 $2,574 $2,596
Hawaii $688 $934 $688
Idaho $1,195 $1,584 $1,925
Illinois $1,251 $1,890 $2,155
Indiana $1,285 $1,964 $2,204
Iowa $1,018 $1,396 $1,641
Kansas $1,354 $1,970 $2,304
Kentucky $1,957 $2,873 $3,393
Louisiana $2,512 $3,798 $4,118
Maine $950 $1,313 $1,939
Maryland $1,537 $2,238 $2,485
Massachusetts $1,233 $2,151 $1,233
Michigan $2,975 $4,534 $7,151
Minnesota $1,225 $1,633 $2,299
Mississippi $1,478 $2,109 $2,123
Missouri $1,393 $1,992 $2,616
Montana $1,416 $1,976 $2,300
Nebraska $1,197 $1,771 $1,924
Nevada $1,975 $2,929 $3,094
New Hampshire $1,374 $2,172 $2,746
New Jersey $1,514 $2,375 $3,107
New Mexico $1,546 $2,299 $2,387
New York $1,432 $1,803 $3,009
North Carolina $887 $1,525 $1,087
North Dakota $1,214 $1,846 $2,183
Ohio $1,083 $1,670 $1,713
Oklahoma $1,729 $2,476 $2,788
Oregon $1,574 $2,111 $2,522
Pennsylvania $1,325 $1,946 $2,277
Rhode Island $2,213 $3,246 $3,655
South Carolina $1,503 $2,083 $2,875
South Dakota $1,348 $1,943 $2,242
Tennessee $1,586 $2,334 $3,109
Texas $1,597 $2,307 $2,870
Utah $1,358 $1,904 $2,619
Vermont $1,046 $1,610 $1,702
Virginia $985 $1,512 $1,482
Washington $1,304 $1,770 $2,113
West Virginia $1,312 $1,879 $2,354
Wisconsin $1,308 $2,042 $2,329
Wyoming $1,221 $1,710 $1,821

KIA Rio Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Rio ranks for Insurance compared to other vehicles. Also check out how the Rio stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other KIA Rio Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Rio costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: