KIA Rio Insurance Cost

Auto insurance for a KIA Rio will cost about $1,633 per year.

This beats the national average for popular sedan models by $434. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Rio. Visit our Competitive Quote Tool to see if you can find lower rates for a Rio.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These KIA Rio insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

KIA Rio insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,531 $8,239 $9,739
18 $5,155 $7,678 $9,076
19 $4,556 $6,786 $8,021
20 $3,972 $5,917 $6,994
21 $3,331 $4,962 $5,865
22 $3,244 $4,832 $5,712
23 $2,839 $4,228 $4,998
24 $2,697 $4,017 $4,748
25 $2,327 $3,466 $4,098
30 $1,813 $2,700 $3,192
35 $1,698 $2,529 $2,990
40 $1,633 $2,432 $2,875
45 $1,589 $2,367 $2,798
55 $1,457 $2,171 $2,566
65 $1,520 $2,264 $2,677
75 $1,919 $2,858 $3,378

KIA Rio car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Rio by state.

KIA Rio Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,730 $2,424 $3,033
Alaska $1,431 $2,084 $2,184
Arizona $1,618 $2,510 $3,579
Arkansas $1,774 $2,687 $3,006
California $1,975 $3,454 $1,975
Colorado $1,843 $2,552 $3,183
Connecticut $2,355 $3,641 $4,663
Delaware $1,949 $2,684 $3,563
Florida $2,321 $3,153 $4,110
Georgia $1,892 $2,917 $2,992
Hawaii $756 $1,043 $756
Idaho $1,313 $1,767 $2,200
Illinois $1,375 $2,032 $2,356
Indiana $1,412 $2,207 $2,575
Iowa $1,119 $1,678 $1,955
Kansas $1,488 $2,191 $2,595
Kentucky $2,151 $3,236 $3,806
Louisiana $2,762 $4,221 $4,544
Maine $1,044 $1,401 $2,044
Maryland $1,690 $2,478 $2,926
Massachusetts $1,355 $2,292 $1,355
Michigan $3,270 $4,917 $7,560
Minnesota $1,346 $1,808 $2,677
Mississippi $1,625 $2,455 $2,593
Missouri $1,531 $2,109 $2,728
Montana $1,557 $2,436 $2,687
Nebraska $1,316 $1,863 $2,119
Nevada $2,171 $3,277 $3,595
New Hampshire $1,510 $2,434 $3,099
New Jersey $1,664 $2,623 $3,384
New Mexico $1,699 $2,445 $2,745
New York $1,574 $2,049 $3,308
North Carolina $976 $1,575 $1,214
North Dakota $1,335 $2,055 $2,608
Ohio $1,190 $1,947 $2,017
Oklahoma $1,901 $2,854 $3,237
Oregon $1,730 $2,612 $2,997
Pennsylvania $1,457 $2,203 $2,528
Rhode Island $2,432 $3,733 $4,269
South Carolina $1,652 $2,391 $3,411
South Dakota $1,482 $2,039 $2,446
Tennessee $1,743 $2,607 $3,290
Texas $1,755 $2,584 $3,243
Utah $1,493 $2,159 $2,978
Vermont $1,149 $1,838 $2,009
Virginia $1,083 $1,630 $1,732
Washington $1,433 $2,154 $2,539
West Virginia $1,442 $2,100 $2,594
Wisconsin $1,438 $2,099 $2,549
Wyoming $1,342 $1,972 $2,205

Other Important Costs of Owning a KIA Rio

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on KIA Rio depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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