KIA Rio Insurance Cost

Auto insurance for a KIA Rio will cost about $2,254 per year.

This beats the national average for popular sedan models by $641. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Rio.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Rio insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Rio Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,636 $11,213 $13,117
18 $7,116 $10,449 $12,224
19 $6,289 $9,235 $10,803
20 $5,484 $8,052 $9,420
21 $4,599 $6,753 $7,900
22 $4,479 $6,576 $7,693
23 $3,919 $5,754 $6,732
24 $3,723 $5,467 $6,395
25 $3,213 $4,718 $5,519
30 $2,503 $3,675 $4,299
35 $2,344 $3,442 $4,027
40 $2,254 $3,310 $3,873
45 $2,194 $3,221 $3,768
55 $2,012 $2,954 $3,456
65 $2,099 $3,081 $3,605
75 $2,649 $3,889 $4,550

KIA Rio car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Rio by state.

KIA Rio Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Georgia $2,612 $3,906 $3,939
Wyoming $1,853 $2,594 $2,763
Wisconsin $1,985 $3,099 $3,534
West Virginia $1,991 $2,851 $3,572
Washington $1,979 $2,686 $3,207
Virginia $1,495 $2,295 $2,250
Vermont $1,587 $2,444 $2,583
Utah $2,061 $2,889 $3,975
Texas $2,423 $3,501 $4,354
Tennessee $2,406 $3,542 $4,717
South Dakota $2,046 $2,948 $3,402
South Carolina $2,280 $3,160 $4,362
Rhode Island $3,358 $4,926 $5,547
Pennsylvania $2,011 $2,953 $3,455
Oregon $2,388 $3,204 $3,827
Oklahoma $2,624 $3,757 $4,230
Ohio $1,643 $2,534 $2,599
North Dakota $1,843 $2,801 $3,312
North Carolina $1,347 $2,314 $1,650
New York $2,172 $2,736 $4,566
New Mexico $2,345 $3,489 $3,621
New Jersey $2,297 $3,603 $4,715
New Hampshire $2,085 $3,296 $4,167
Nevada $2,997 $4,445 $4,695
Nebraska $1,817 $2,687 $2,919
Montana $2,149 $2,999 $3,491
Missouri $2,114 $3,022 $3,970
Mississippi $2,243 $3,200 $3,221
Minnesota $1,858 $2,478 $3,489
Michigan $4,515 $6,880 $10,851
Massachusetts $1,871 $3,264 $1,871
Maryland $2,333 $3,395 $3,771
Maine $1,442 $1,993 $2,942
Louisiana $3,812 $5,763 $6,248
Kentucky $2,970 $4,359 $5,148
Kansas $2,054 $2,989 $3,496
Iowa $1,544 $2,118 $2,490
Indiana $1,949 $2,980 $3,344
Illinois $1,898 $2,868 $3,270
Idaho $1,813 $2,403 $2,922
Hawaii $1,043 $1,417 $1,043
Florida $3,204 $4,433 $5,777
Delaware $2,691 $3,586 $4,607
Connecticut $3,251 $5,042 $6,399
Colorado $2,544 $3,561 $4,518
California $2,727 $4,822 $2,727
Arkansas $2,449 $3,848 $4,236
Arizona $2,234 $3,229 $4,757
Alaska $1,976 $2,739 $2,662
Alabama $2,389 $3,469 $4,416

KIA Rio Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Rio ranks for Insurance compared to other vehicles. Also check out how the Rio stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other KIA Rio Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Rio costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: