Lexus GS 350 Insurance Cost

Auto insurance for a Lexus GS 350 will cost about $2,456 per year.

This is more than the national average for luxury sedan models by $231. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus GS 350.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus GS 350 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Lexus GS 350 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,317 $12,213 $14,288
18 $7,751 $11,382 $13,315
19 $6,850 $10,059 $11,767
20 $5,973 $8,770 $10,260
21 $5,009 $7,355 $8,604
22 $4,878 $7,163 $8,380
23 $4,268 $6,268 $7,332
24 $4,055 $5,954 $6,966
25 $3,499 $5,138 $6,011
30 $2,726 $4,003 $4,683
35 $2,553 $3,749 $4,386
40 $2,456 $3,606 $4,218
45 $2,389 $3,509 $4,105
55 $2,191 $3,218 $3,764
65 $2,286 $3,356 $3,927
75 $2,885 $4,236 $4,956

Lexus GS 350 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus GS 350 by state.

Lexus GS 350 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,602 $3,779 $4,810
Alaska $2,152 $2,983 $2,900
Arizona $2,433 $3,517 $5,181
Arkansas $2,667 $4,191 $4,614
California $2,970 $5,252 $2,970
Colorado $2,771 $3,879 $4,921
Connecticut $3,541 $5,491 $6,970
Delaware $2,931 $3,906 $5,018
Florida $3,490 $4,828 $6,292
Hawaii $1,137 $1,543 $1,137
Idaho $1,975 $2,618 $3,182
Illinois $2,067 $3,124 $3,562
Indiana $2,123 $3,246 $3,643
Iowa $1,682 $2,307 $2,712
Kansas $2,238 $3,256 $3,808
Kentucky $3,235 $4,748 $5,607
Louisiana $4,153 $6,277 $6,806
Maine $1,570 $2,170 $3,205
Maryland $2,541 $3,698 $4,108
Massachusetts $2,038 $3,555 $2,038
Michigan $4,917 $7,494 $11,820
Minnesota $2,024 $2,699 $3,801
Mississippi $2,444 $3,485 $3,508
Missouri $2,302 $3,292 $4,325
Montana $2,341 $3,266 $3,802
Nebraska $1,979 $2,926 $3,179
Nevada $3,264 $4,841 $5,114
New Hampshire $2,271 $3,590 $4,539
New Jersey $2,502 $3,925 $5,136
New Mexico $2,555 $3,800 $3,945
New York $2,366 $2,980 $4,974
North Carolina $1,467 $2,520 $1,797
North Dakota $2,007 $3,051 $3,608
Ohio $1,790 $2,761 $2,830
Oklahoma $2,858 $4,092 $4,608
Oregon $2,601 $3,490 $4,168
Pennsylvania $2,191 $3,217 $3,763
Rhode Island $3,658 $5,365 $6,042
South Carolina $2,484 $3,442 $4,751
South Dakota $2,229 $3,211 $3,705
Tennessee $2,621 $3,858 $5,138
Texas $2,640 $3,813 $4,743
Utah $2,245 $3,146 $4,329
Vermont $1,728 $2,662 $2,813
Virginia $1,628 $2,500 $2,450
Washington $2,155 $2,925 $3,493
West Virginia $2,169 $3,106 $3,891
Wisconsin $2,162 $3,375 $3,849
Wyoming $2,018 $2,826 $3,009
Georgia $2,845 $4,255 $4,290

Lexus GS 350 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Lexus GS 350 ranks for Insurance compared to other vehicles. Also check out how the GS 350 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Lexus GS 350 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus GS 350 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: