Lexus NX 300 Insurance Cost

Auto insurance for a Lexus NX 300 will cost about $1,870 per year.

This beats the national average for luxury SUV models by $197. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus NX 300. Visit our Competitive Quote Tool to see if you can find lower rates for a NX 300.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Lexus NX 300 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Lexus NX 300 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,334 $9,435 $11,153
18 $5,903 $8,792 $10,393
19 $5,217 $7,770 $9,185
20 $4,549 $6,775 $8,009
21 $3,815 $5,682 $6,716
22 $3,715 $5,533 $6,541
23 $3,251 $4,842 $5,723
24 $3,088 $4,600 $5,437
25 $2,665 $3,969 $4,692
30 $2,076 $3,092 $3,655
35 $1,944 $2,896 $3,424
40 $1,870 $2,785 $3,293
45 $1,820 $2,710 $3,204
55 $1,669 $2,486 $2,938
65 $1,741 $2,593 $3,065
75 $2,197 $3,273 $3,869

Lexus NX 300 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus NX 300 by state.

Lexus NX 300 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,981 $2,776 $3,474
Alaska $1,639 $2,387 $2,501
Arizona $1,853 $2,874 $4,098
Arkansas $2,031 $3,077 $3,442
California $2,262 $3,956 $2,262
Colorado $2,111 $2,922 $3,645
Connecticut $2,696 $4,169 $5,340
Delaware $2,232 $3,073 $4,080
Florida $2,658 $3,610 $4,707
Georgia $2,167 $3,340 $3,427
Hawaii $866 $1,195 $866
Idaho $1,504 $2,024 $2,520
Illinois $1,574 $2,327 $2,698
Indiana $1,617 $2,527 $2,949
Iowa $1,281 $1,921 $2,239
Kansas $1,704 $2,509 $2,972
Kentucky $2,463 $3,706 $4,358
Louisiana $3,162 $4,833 $5,203
Maine $1,196 $1,604 $2,340
Maryland $1,935 $2,837 $3,351
Massachusetts $1,552 $2,624 $1,552
Michigan $3,745 $5,630 $8,657
Minnesota $1,542 $2,071 $3,065
Mississippi $1,861 $2,811 $2,969
Missouri $1,753 $2,415 $3,123
Montana $1,783 $2,790 $3,077
Nebraska $1,507 $2,133 $2,427
Nevada $2,486 $3,752 $4,116
New Hampshire $1,729 $2,787 $3,549
New Jersey $1,905 $3,004 $3,875
New Mexico $1,945 $2,800 $3,144
New York $1,802 $2,347 $3,788
North Carolina $1,117 $1,803 $1,390
North Dakota $1,529 $2,353 $2,987
Ohio $1,363 $2,229 $2,309
Oklahoma $2,177 $3,268 $3,707
Oregon $1,981 $2,992 $3,432
Pennsylvania $1,668 $2,523 $2,895
Rhode Island $2,785 $4,274 $4,888
South Carolina $1,892 $2,738 $3,906
South Dakota $1,697 $2,335 $2,801
Tennessee $1,996 $2,986 $3,767
Texas $2,010 $2,959 $3,714
Utah $1,710 $2,472 $3,410
Vermont $1,316 $2,105 $2,301
Virginia $1,240 $1,867 $1,984
Washington $1,641 $2,466 $2,908
West Virginia $1,652 $2,405 $2,970
Wisconsin $1,646 $2,404 $2,919
Wyoming $1,537 $2,259 $2,525

Other Important Costs of Owning a Lexus NX 300

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Lexus NX 300 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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