Lexus NX 300 Insurance Cost

Auto insurance for a Lexus NX 300 will cost about $1,778 per year.

This beats the national average for luxury SUV models by $116. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus NX 300.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Lexus NX 300 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Lexus NX 300 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,024 $8,845 $10,348
18 $5,614 $8,243 $9,643
19 $4,961 $7,285 $8,522
20 $4,326 $6,352 $7,431
21 $3,628 $5,327 $6,232
22 $3,533 $5,188 $6,069
23 $3,091 $4,539 $5,310
24 $2,937 $4,312 $5,045
25 $2,534 $3,722 $4,354
30 $1,974 $2,899 $3,392
35 $1,849 $2,715 $3,176
40 $1,778 $2,611 $3,055
45 $1,731 $2,541 $2,973
55 $1,587 $2,330 $2,726
65 $1,655 $2,431 $2,844
75 $2,090 $3,068 $3,589

Lexus NX 300 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus NX 300 by state.

Lexus NX 300 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,884 $2,737 $3,484
Alaska $1,559 $2,160 $2,100
Arizona $1,762 $2,547 $3,753
Arkansas $1,932 $3,035 $3,342
California $2,151 $3,804 $2,151
Colorado $2,007 $2,809 $3,564
Connecticut $2,564 $3,977 $5,048
Delaware $2,123 $2,829 $3,634
Florida $2,528 $3,497 $4,557
Georgia $2,061 $3,081 $3,107
Hawaii $823 $1,117 $823
Idaho $1,430 $1,896 $2,305
Illinois $1,497 $2,263 $2,580
Indiana $1,538 $2,351 $2,638
Iowa $1,218 $1,671 $1,964
Kansas $1,621 $2,358 $2,758
Kentucky $2,343 $3,439 $4,061
Louisiana $3,007 $4,546 $4,929
Maine $1,137 $1,572 $2,321
Maryland $1,840 $2,679 $2,975
Massachusetts $1,476 $2,575 $1,476
Michigan $3,561 $5,427 $8,560
Minnesota $1,466 $1,955 $2,753
Mississippi $1,770 $2,524 $2,541
Missouri $1,668 $2,384 $3,132
Montana $1,695 $2,366 $2,754
Nebraska $1,433 $2,119 $2,303
Nevada $2,364 $3,506 $3,704
New Hampshire $1,644 $2,600 $3,287
New Jersey $1,812 $2,842 $3,720
New Mexico $1,850 $2,752 $2,857
New York $1,714 $2,158 $3,602
North Carolina $1,062 $1,825 $1,302
North Dakota $1,454 $2,209 $2,613
Ohio $1,296 $1,999 $2,050
Oklahoma $2,070 $2,964 $3,337
Oregon $1,884 $2,527 $3,019
Pennsylvania $1,587 $2,330 $2,726
Rhode Island $2,649 $3,886 $4,376
South Carolina $1,799 $2,493 $3,441
South Dakota $1,614 $2,326 $2,684
Tennessee $1,898 $2,794 $3,721
Texas $1,912 $2,762 $3,435
Utah $1,626 $2,279 $3,135
Vermont $1,252 $1,928 $2,038
Virginia $1,179 $1,811 $1,775
Washington $1,561 $2,119 $2,530
West Virginia $1,571 $2,249 $2,818
Wisconsin $1,566 $2,444 $2,788
Wyoming $1,462 $2,046 $2,179

Lexus NX 300 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Lexus NX 300 ranks for Insurance compared to other vehicles. Also check out how the NX 300 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Lexus NX 300 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus NX 300 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: