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Lexus NX 300 Insurance Cost

Auto insurance for a Lexus NX 300 will cost about $1,942 per year.

This beats the national average for luxury SUV models by $283. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus NX 300.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
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Lexus NX 300 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Lexus NX 300 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,577 $9,658 $11,298
18 $6,129 $9,000 $10,529
19 $5,417 $7,954 $9,305
20 $4,723 $6,935 $8,113
21 $3,961 $5,816 $6,804
22 $3,857 $5,664 $6,626
23 $3,375 $4,956 $5,798
24 $3,206 $4,708 $5,508
25 $2,767 $4,063 $4,753
30 $2,156 $3,165 $3,703
35 $2,019 $2,965 $3,468
40 $1,942 $2,851 $3,335
45 $1,889 $2,774 $3,246
55 $1,733 $2,545 $2,977
65 $1,808 $2,654 $3,105
75 $2,281 $3,350 $3,919

Lexus NX 300 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus NX 300 by state.

Lexus NX 300 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,057 $2,988 $3,803
Alaska $1,702 $2,359 $2,293
Arizona $1,924 $2,781 $4,097
Arkansas $2,109 $3,314 $3,649
California $2,348 $4,153 $2,348
Colorado $2,192 $3,067 $3,891
Connecticut $2,800 $4,342 $5,512
Delaware $2,318 $3,089 $3,968
Florida $2,760 $3,818 $4,975
Hawaii $899 $1,220 $899
Idaho $1,561 $2,070 $2,517
Illinois $1,634 $2,471 $2,817
Indiana $1,679 $2,567 $2,881
Iowa $1,330 $1,824 $2,145
Kansas $1,769 $2,574 $3,011
Kentucky $2,558 $3,755 $4,434
Louisiana $3,284 $4,964 $5,382
Maine $1,242 $1,716 $2,534
Maryland $2,009 $2,924 $3,248
Massachusetts $1,611 $2,811 $1,611
Michigan $3,888 $5,926 $9,346
Minnesota $1,601 $2,134 $3,005
Mississippi $1,932 $2,756 $2,774
Missouri $1,821 $2,603 $3,420
Montana $1,851 $2,583 $3,006
Nebraska $1,565 $2,314 $2,514
Nevada $2,581 $3,828 $4,044
New Hampshire $1,795 $2,839 $3,589
New Jersey $1,978 $3,103 $4,061
New Mexico $2,020 $3,005 $3,119
New York $1,871 $2,356 $3,933
North Carolina $1,160 $1,993 $1,421
North Dakota $1,587 $2,412 $2,853
Ohio $1,415 $2,183 $2,238
Oklahoma $2,260 $3,236 $3,644
Oregon $2,057 $2,759 $3,296
Pennsylvania $1,732 $2,543 $2,976
Rhode Island $2,892 $4,243 $4,777
South Carolina $1,964 $2,722 $3,757
South Dakota $1,762 $2,539 $2,930
Tennessee $2,072 $3,051 $4,063
Texas $2,087 $3,015 $3,751
Utah $1,775 $2,488 $3,423
Vermont $1,367 $2,105 $2,225
Virginia $1,287 $1,977 $1,938
Washington $1,704 $2,313 $2,762
West Virginia $1,715 $2,456 $3,077
Wisconsin $1,710 $2,669 $3,044
Wyoming $1,596 $2,234 $2,379
Georgia $2,250 $3,364 $3,392

Lexus NX 300 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Lexus NX 300 ranks for Insurance compared to other vehicles. Also check out how the NX 300 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Lexus NX 300 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus NX 300 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: