Mazda 3 Insurance Cost

Auto insurance for a Mazda 3 will cost about $1,416 per year.

This beats the national average for popular sedan models by $371. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Mazda 3.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Mazda 3 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Mazda 3 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,796 $7,043 $8,239
18 $4,470 $6,563 $7,678
19 $3,950 $5,800 $6,785
20 $3,444 $5,057 $5,917
21 $2,888 $4,241 $4,962
22 $2,813 $4,130 $4,832
23 $2,461 $3,614 $4,228
24 $2,338 $3,434 $4,017
25 $2,018 $2,963 $3,466
30 $1,572 $2,308 $2,700
35 $1,472 $2,162 $2,529
40 $1,416 $2,079 $2,432
45 $1,378 $2,023 $2,367
55 $1,264 $1,856 $2,171
65 $1,318 $1,936 $2,264
75 $1,664 $2,443 $2,858

Mazda 3 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Mazda 3 by state.

Mazda 3 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,500 $2,179 $2,774
Alaska $1,241 $1,720 $1,672
Arizona $1,403 $2,028 $2,988
Arkansas $1,538 $2,417 $2,661
California $1,713 $3,028 $1,713
Colorado $1,598 $2,237 $2,838
Connecticut $2,042 $3,167 $4,019
Delaware $1,690 $2,253 $2,893
Florida $2,013 $2,784 $3,628
Georgia $1,641 $2,453 $2,474
Hawaii $655 $890 $655
Idaho $1,139 $1,509 $1,835
Illinois $1,192 $1,802 $2,054
Indiana $1,224 $1,872 $2,101
Iowa $970 $1,330 $1,564
Kansas $1,290 $1,877 $2,196
Kentucky $1,865 $2,738 $3,233
Louisiana $2,395 $3,620 $3,925
Maine $905 $1,252 $1,848
Maryland $1,465 $2,133 $2,369
Massachusetts $1,175 $2,050 $1,175
Michigan $2,836 $4,321 $6,816
Minnesota $1,167 $1,556 $2,192
Mississippi $1,409 $2,010 $2,023
Missouri $1,328 $1,898 $2,494
Montana $1,350 $1,884 $2,192
Nebraska $1,141 $1,687 $1,833
Nevada $1,882 $2,792 $2,949
New Hampshire $1,309 $2,070 $2,617
New Jersey $1,443 $2,263 $2,961
New Mexico $1,473 $2,191 $2,275
New York $1,364 $1,718 $2,868
North Carolina $846 $1,453 $1,036
North Dakota $1,157 $1,759 $2,080
Ohio $1,032 $1,592 $1,632
Oklahoma $1,648 $2,360 $2,657
Oregon $1,500 $2,012 $2,403
Pennsylvania $1,263 $1,855 $2,170
Rhode Island $2,109 $3,094 $3,484
South Carolina $1,432 $1,985 $2,740
South Dakota $1,285 $1,852 $2,137
Tennessee $1,511 $2,225 $2,963
Texas $1,522 $2,199 $2,735
Utah $1,295 $1,814 $2,496
Vermont $997 $1,535 $1,622
Virginia $939 $1,442 $1,413
Washington $1,243 $1,687 $2,014
West Virginia $1,251 $1,791 $2,244
Wisconsin $1,247 $1,946 $2,220
Wyoming $1,164 $1,629 $1,735

Mazda 3 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Mazda 3 ranks for Insurance compared to other vehicles. Also check out how the 3 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Mazda 3 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Mazda 3 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: