Mazda 3 Insurance Cost

Auto insurance for a Mazda 3 will cost about $1,630 per year.

This beats the national average for popular sedan models by $437. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Mazda 3. Visit our Competitive Quote Tool to see if you can find lower rates for a 3.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Mazda 3 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Mazda 3 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,521 $8,224 $9,722
18 $5,145 $7,664 $9,060
19 $4,547 $6,773 $8,007
20 $3,965 $5,906 $6,981
21 $3,325 $4,953 $5,854
22 $3,238 $4,823 $5,702
23 $2,833 $4,220 $4,989
24 $2,692 $4,009 $4,740
25 $2,323 $3,460 $4,090
30 $1,810 $2,695 $3,186
35 $1,695 $2,524 $2,984
40 $1,630 $2,428 $2,870
45 $1,586 $2,363 $2,793
55 $1,455 $2,167 $2,561
65 $1,517 $2,260 $2,672
75 $1,915 $2,853 $3,372

Mazda 3 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Mazda 3 by state.

Mazda 3 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,727 $2,419 $3,028
Alaska $1,428 $2,081 $2,180
Arizona $1,615 $2,505 $3,572
Arkansas $1,771 $2,682 $3,000
California $1,971 $3,448 $1,971
Colorado $1,840 $2,547 $3,177
Connecticut $2,350 $3,634 $4,655
Delaware $1,946 $2,679 $3,557
Florida $2,317 $3,147 $4,103
Georgia $1,889 $2,911 $2,987
Hawaii $755 $1,041 $755
Idaho $1,311 $1,764 $2,196
Illinois $1,372 $2,028 $2,352
Indiana $1,410 $2,203 $2,571
Iowa $1,117 $1,675 $1,952
Kansas $1,485 $2,187 $2,591
Kentucky $2,147 $3,230 $3,799
Louisiana $2,757 $4,213 $4,536
Maine $1,042 $1,398 $2,040
Maryland $1,687 $2,473 $2,921
Massachusetts $1,353 $2,288 $1,353
Michigan $3,264 $4,908 $7,546
Minnesota $1,344 $1,805 $2,672
Mississippi $1,622 $2,450 $2,588
Missouri $1,528 $2,105 $2,723
Montana $1,554 $2,432 $2,682
Nebraska $1,314 $1,860 $2,116
Nevada $2,167 $3,271 $3,588
New Hampshire $1,507 $2,429 $3,093
New Jersey $1,661 $2,618 $3,377
New Mexico $1,696 $2,440 $2,740
New York $1,571 $2,046 $3,302
North Carolina $974 $1,572 $1,211
North Dakota $1,332 $2,051 $2,604
Ohio $1,188 $1,943 $2,013
Oklahoma $1,897 $2,849 $3,231
Oregon $1,726 $2,608 $2,991
Pennsylvania $1,454 $2,199 $2,524
Rhode Island $2,428 $3,726 $4,261
South Carolina $1,649 $2,386 $3,405
South Dakota $1,479 $2,035 $2,442
Tennessee $1,740 $2,602 $3,284
Texas $1,752 $2,579 $3,237
Utah $1,490 $2,155 $2,973
Vermont $1,147 $1,835 $2,006
Virginia $1,081 $1,628 $1,729
Washington $1,431 $2,150 $2,535
West Virginia $1,440 $2,097 $2,589
Wisconsin $1,435 $2,095 $2,545
Wyoming $1,340 $1,969 $2,201

Other Important Costs of Owning a Mazda 3

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Mazda 3 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.