Mercedes-Benz S-Class Insurance Cost

Auto insurance for a Mercedes-Benz S-Class will cost about $3,865 per year.

This is more than the national average for luxury sedan models by $1,640. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Mercedes-Benz S-Class.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Mercedes-Benz S-Class insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Mercedes-Benz S-Class Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $13,093 $19,226 $22,492
18 $12,202 $17,917 $20,961
19 $10,783 $15,834 $18,524
20 $9,402 $13,807 $16,152
21 $7,885 $11,578 $13,545
22 $7,679 $11,276 $13,192
23 $6,719 $9,866 $11,542
24 $6,383 $9,373 $10,966
25 $5,509 $8,089 $9,463
30 $4,291 $6,301 $7,372
35 $4,019 $5,902 $6,904
40 $3,865 $5,676 $6,640
45 $3,761 $5,523 $6,461
55 $3,450 $5,066 $5,926
65 $3,598 $5,284 $6,181
75 $4,542 $6,669 $7,802

Mercedes-Benz S-Class car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Mercedes-Benz S-Class by state.

Mercedes-Benz S-Class Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $4,096 $5,948 $7,572
Alaska $3,388 $4,696 $4,565
Arizona $3,830 $5,537 $8,157
Arkansas $4,199 $6,597 $7,264
California $4,675 $8,267 $4,675
Colorado $4,363 $6,106 $7,747
Connecticut $5,574 $8,645 $10,973
Delaware $4,614 $6,150 $7,899
Florida $5,494 $7,601 $9,905
Hawaii $1,789 $2,429 $1,789
Idaho $3,108 $4,121 $5,010
Illinois $3,254 $4,918 $5,608
Indiana $3,343 $5,110 $5,735
Iowa $2,648 $3,631 $4,270
Kansas $3,522 $5,125 $5,994
Kentucky $5,092 $7,475 $8,827
Louisiana $6,537 $9,881 $10,714
Maine $2,472 $3,417 $5,045
Maryland $4,000 $5,822 $6,467
Massachusetts $3,208 $5,596 $3,208
Michigan $7,741 $11,796 $18,607
Minnesota $3,187 $4,249 $5,983
Mississippi $3,847 $5,487 $5,522
Missouri $3,624 $5,182 $6,808
Montana $3,685 $5,142 $5,985
Nebraska $3,115 $4,607 $5,005
Nevada $5,138 $7,621 $8,051
New Hampshire $3,574 $5,652 $7,145
New Jersey $3,938 $6,178 $8,085
New Mexico $4,021 $5,982 $6,210
New York $3,725 $4,691 $7,830
North Carolina $2,309 $3,967 $2,829
North Dakota $3,160 $4,802 $5,680
Ohio $2,817 $4,346 $4,456
Oklahoma $4,499 $6,442 $7,254
Oregon $4,094 $5,493 $6,561
Pennsylvania $3,449 $5,063 $5,924
Rhode Island $5,758 $8,446 $9,511
South Carolina $3,910 $5,419 $7,480
South Dakota $3,508 $5,055 $5,833
Tennessee $4,126 $6,074 $8,088
Texas $4,155 $6,003 $7,466
Utah $3,534 $4,953 $6,815
Vermont $2,721 $4,190 $4,429
Virginia $2,563 $3,935 $3,857
Washington $3,393 $4,605 $5,499
West Virginia $3,414 $4,889 $6,125
Wisconsin $3,403 $5,313 $6,060
Wyoming $3,177 $4,448 $4,737
Georgia $4,479 $6,698 $6,753

Mercedes-Benz S-Class Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Mercedes-Benz S-Class ranks for Insurance compared to other vehicles. Also check out how the S-Class stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Mercedes-Benz S-Class Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Mercedes-Benz S-Class costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: