Mercedes-Benz S-Class Insurance Cost

Auto insurance for a Mercedes-Benz S-Class will cost about $2,495 per year.

This is more than the national average for luxury sedan models by $708. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Mercedes-Benz S-Class.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Mercedes-Benz S-Class insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Mercedes-Benz S-Class Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,452 $12,411 $14,520
18 $7,877 $11,566 $13,531
19 $6,961 $10,222 $11,958
20 $6,070 $8,913 $10,427
21 $5,090 $7,474 $8,744
22 $4,957 $7,279 $8,516
23 $4,338 $6,369 $7,451
24 $4,121 $6,051 $7,079
25 $3,556 $5,222 $6,109
30 $2,770 $4,068 $4,759
35 $2,595 $3,810 $4,457
40 $2,495 $3,664 $4,286
45 $2,428 $3,565 $4,171
55 $2,227 $3,270 $3,825
65 $2,323 $3,411 $3,990
75 $2,932 $4,305 $5,036

Mercedes-Benz S-Class car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Mercedes-Benz S-Class by state.

Mercedes-Benz S-Class Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,644 $3,840 $4,888
Alaska $2,187 $3,031 $2,947
Arizona $2,472 $3,574 $5,266
Arkansas $2,711 $4,259 $4,689
California $3,018 $5,337 $3,018
Colorado $2,816 $3,941 $5,001
Connecticut $3,598 $5,580 $7,083
Delaware $2,979 $3,970 $5,099
Florida $3,547 $4,907 $6,394
Georgia $2,891 $4,324 $4,360
Hawaii $1,155 $1,568 $1,155
Idaho $2,007 $2,660 $3,234
Illinois $2,100 $3,175 $3,620
Indiana $2,158 $3,299 $3,702
Iowa $1,709 $2,344 $2,756
Kansas $2,274 $3,308 $3,870
Kentucky $3,287 $4,825 $5,698
Louisiana $4,220 $6,379 $6,916
Maine $1,596 $2,206 $3,256
Maryland $2,582 $3,758 $4,174
Massachusetts $2,071 $3,612 $2,071
Michigan $4,997 $7,615 $12,011
Minnesota $2,057 $2,743 $3,862
Mississippi $2,483 $3,542 $3,565
Missouri $2,340 $3,345 $4,395
Montana $2,379 $3,319 $3,864
Nebraska $2,011 $2,974 $3,231
Nevada $3,317 $4,920 $5,197
New Hampshire $2,307 $3,649 $4,612
New Jersey $2,542 $3,988 $5,219
New Mexico $2,596 $3,862 $4,009
New York $2,405 $3,028 $5,054
North Carolina $1,491 $2,561 $1,826
North Dakota $2,040 $3,100 $3,666
Ohio $1,819 $2,805 $2,876
Oklahoma $2,904 $4,159 $4,683
Oregon $2,643 $3,546 $4,236
Pennsylvania $2,226 $3,269 $3,824
Rhode Island $3,717 $5,452 $6,140
South Carolina $2,524 $3,498 $4,828
South Dakota $2,265 $3,263 $3,765
Tennessee $2,663 $3,921 $5,221
Texas $2,682 $3,875 $4,820
Utah $2,282 $3,197 $4,399
Vermont $1,756 $2,705 $2,859
Virginia $1,655 $2,540 $2,490
Washington $2,190 $2,973 $3,550
West Virginia $2,204 $3,156 $3,954
Wisconsin $2,197 $3,430 $3,912
Wyoming $2,051 $2,872 $3,058

Mercedes-Benz S-Class Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Mercedes-Benz S-Class ranks for Insurance compared to other vehicles. Also check out how the S-Class stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Mercedes-Benz S-Class Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Mercedes-Benz S-Class costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: