Mercedes-Benz S-Class Insurance Cost

Auto insurance for a Mercedes-Benz S-Class will cost about $2,878 per year.

This is more than the national average for luxury sedan models by $984. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Mercedes-Benz S-Class.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Mercedes-Benz S-Class insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Mercedes-Benz S-Class Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $9,747 $14,313 $16,744
18 $9,084 $13,339 $15,604
19 $8,028 $11,788 $13,790
20 $7,000 $10,278 $12,024
21 $5,870 $8,620 $10,084
22 $5,717 $8,395 $9,821
23 $5,002 $7,345 $8,593
24 $4,752 $6,978 $8,163
25 $4,101 $6,022 $7,045
30 $3,195 $4,691 $5,488
35 $2,992 $4,394 $5,140
40 $2,878 $4,226 $4,943
45 $2,800 $4,112 $4,810
55 $2,568 $3,771 $4,412
65 $2,679 $3,934 $4,602
75 $3,381 $4,965 $5,808

Mercedes-Benz S-Class car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Mercedes-Benz S-Class by state.

Mercedes-Benz S-Class Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,049 $4,428 $5,637
Alaska $2,522 $3,496 $3,398
Arizona $2,851 $4,122 $6,072
Arkansas $3,126 $4,911 $5,408
California $3,480 $6,155 $3,480
Colorado $3,248 $4,545 $5,767
Connecticut $4,149 $6,436 $8,169
Delaware $3,435 $4,578 $5,880
Florida $4,090 $5,659 $7,374
Georgia $3,335 $4,986 $5,028
Hawaii $1,332 $1,808 $1,332
Idaho $2,314 $3,068 $3,730
Illinois $2,422 $3,661 $4,175
Indiana $2,489 $3,804 $4,269
Iowa $1,971 $2,703 $3,179
Kansas $2,622 $3,815 $4,463
Kentucky $3,791 $5,565 $6,572
Louisiana $4,867 $7,356 $7,976
Maine $1,840 $2,544 $3,755
Maryland $2,978 $4,334 $4,814
Massachusetts $2,388 $4,166 $2,388
Michigan $5,763 $8,782 $13,852
Minnesota $2,372 $3,163 $4,454
Mississippi $2,864 $4,085 $4,111
Missouri $2,698 $3,858 $5,068
Montana $2,743 $3,828 $4,456
Nebraska $2,319 $3,430 $3,726
Nevada $3,825 $5,674 $5,994
New Hampshire $2,661 $4,208 $5,319
New Jersey $2,932 $4,599 $6,019
New Mexico $2,994 $4,453 $4,623
New York $2,773 $3,492 $5,829
North Carolina $1,719 $2,953 $2,106
North Dakota $2,352 $3,575 $4,228
Ohio $2,097 $3,235 $3,317
Oklahoma $3,349 $4,796 $5,400
Oregon $3,048 $4,090 $4,885
Pennsylvania $2,567 $3,770 $4,410
Rhode Island $4,286 $6,288 $7,080
South Carolina $2,911 $4,034 $5,568
South Dakota $2,612 $3,763 $4,342
Tennessee $3,072 $4,522 $6,022
Texas $3,093 $4,469 $5,558
Utah $2,631 $3,687 $5,074
Vermont $2,026 $3,120 $3,297
Virginia $1,908 $2,930 $2,872
Washington $2,526 $3,428 $4,094
West Virginia $2,542 $3,640 $4,560
Wisconsin $2,534 $3,955 $4,511
Wyoming $2,365 $3,312 $3,526

Mercedes-Benz S-Class Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Mercedes-Benz S-Class ranks for Insurance compared to other vehicles. Also check out how the S-Class stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Mercedes-Benz S-Class Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Mercedes-Benz S-Class costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: