Nissan Maxima Insurance Cost

Auto insurance for a Nissan Maxima will cost about $2,203 per year.

This is more than the national average for popular sedan models by $136. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Nissan Maxima. Visit our Competitive Quote Tool to see if you can find lower rates for a Maxima.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Nissan Maxima insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Nissan Maxima insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $7,461 $11,113 $13,136
18 $6,953 $10,356 $12,242
19 $6,144 $9,152 $10,819
20 $5,358 $7,980 $9,433
21 $4,493 $6,692 $7,911
22 $4,376 $6,518 $7,704
23 $3,829 $5,703 $6,741
24 $3,637 $5,418 $6,404
25 $3,139 $4,675 $5,527
30 $2,445 $3,642 $4,305
35 $2,290 $3,411 $4,032
40 $2,203 $3,281 $3,878
45 $2,143 $3,192 $3,774
55 $1,966 $2,928 $3,461
65 $2,050 $3,054 $3,610
75 $2,588 $3,855 $4,557

Nissan Maxima car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Nissan Maxima by state.

Nissan Maxima Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,334 $3,269 $4,091
Alaska $1,930 $2,811 $2,946
Arizona $2,182 $3,385 $4,827
Arkansas $2,393 $3,624 $4,054
California $2,664 $4,659 $2,664
Colorado $2,486 $3,442 $4,293
Connecticut $3,176 $4,910 $6,289
Delaware $2,629 $3,620 $4,806
Florida $3,131 $4,252 $5,544
Georgia $2,552 $3,934 $4,036
Hawaii $1,020 $1,407 $1,020
Idaho $1,771 $2,384 $2,968
Illinois $1,854 $2,740 $3,178
Indiana $1,905 $2,977 $3,474
Iowa $1,509 $2,263 $2,637
Kansas $2,007 $2,955 $3,500
Kentucky $2,902 $4,365 $5,133
Louisiana $3,725 $5,693 $6,129
Maine $1,408 $1,889 $2,757
Maryland $2,279 $3,342 $3,947
Massachusetts $1,828 $3,091 $1,828
Michigan $4,411 $6,631 $10,196
Minnesota $1,816 $2,439 $3,611
Mississippi $2,192 $3,311 $3,497
Missouri $2,065 $2,845 $3,679
Montana $2,100 $3,286 $3,624
Nebraska $1,775 $2,513 $2,859
Nevada $2,928 $4,419 $4,848
New Hampshire $2,037 $3,282 $4,180
New Jersey $2,244 $3,538 $4,564
New Mexico $2,291 $3,297 $3,703
New York $2,123 $2,764 $4,462
North Carolina $1,316 $2,124 $1,637
North Dakota $1,801 $2,772 $3,518
Ohio $1,605 $2,626 $2,720
Oklahoma $2,564 $3,849 $4,366
Oregon $2,333 $3,524 $4,042
Pennsylvania $1,965 $2,972 $3,410
Rhode Island $3,281 $5,034 $5,758
South Carolina $2,228 $3,224 $4,601
South Dakota $1,999 $2,750 $3,300
Tennessee $2,351 $3,517 $4,437
Texas $2,368 $3,485 $4,374
Utah $2,014 $2,912 $4,017
Vermont $1,550 $2,479 $2,710
Virginia $1,460 $2,199 $2,336
Washington $1,933 $2,905 $3,425
West Virginia $1,945 $2,833 $3,498
Wisconsin $1,939 $2,831 $3,438
Wyoming $1,810 $2,660 $2,974

Other Important Costs of Owning a Nissan Maxima

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Nissan Maxima depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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