RAM 5500 Insurance Cost

Auto insurance for a RAM 5500 will cost about $1,908 per year.

This is more than the national average for popular heavy-duty models by $121. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a RAM 5500.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

RAM 5500 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

RAM 5500 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,462 $9,489 $11,101
18 $6,022 $8,843 $10,345
19 $5,322 $7,815 $9,143
20 $4,641 $6,814 $7,972
21 $3,892 $5,715 $6,685
22 $3,790 $5,566 $6,511
23 $3,316 $4,870 $5,697
24 $3,151 $4,626 $5,412
25 $2,719 $3,992 $4,671
30 $2,118 $3,110 $3,638
35 $1,984 $2,913 $3,408
40 $1,908 $2,801 $3,277
45 $1,857 $2,726 $3,189
55 $1,703 $2,500 $2,925
65 $1,776 $2,608 $3,051
75 $2,242 $3,292 $3,851

RAM 5500 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect RAM 5500 by state.

RAM 5500 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,021 $2,936 $3,737
Alaska $1,672 $2,318 $2,253
Arizona $1,890 $2,733 $4,026
Arkansas $2,072 $3,256 $3,585
California $2,307 $4,080 $2,307
Colorado $2,153 $3,013 $3,823
Connecticut $2,751 $4,267 $5,416
Delaware $2,277 $3,035 $3,898
Florida $2,712 $3,752 $4,889
Georgia $2,211 $3,306 $3,333
Hawaii $883 $1,199 $883
Idaho $1,534 $2,034 $2,473
Illinois $1,606 $2,427 $2,768
Indiana $1,650 $2,522 $2,830
Iowa $1,307 $1,792 $2,107
Kansas $1,739 $2,530 $2,959
Kentucky $2,513 $3,689 $4,357
Louisiana $3,226 $4,877 $5,288
Maine $1,220 $1,686 $2,490
Maryland $1,974 $2,873 $3,192
Massachusetts $1,583 $2,762 $1,583
Michigan $3,821 $5,822 $9,183
Minnesota $1,573 $2,097 $2,953
Mississippi $1,899 $2,708 $2,726
Missouri $1,789 $2,558 $3,360
Montana $1,819 $2,538 $2,954
Nebraska $1,537 $2,274 $2,470
Nevada $2,536 $3,762 $3,974
New Hampshire $1,764 $2,790 $3,526
New Jersey $1,944 $3,049 $3,990
New Mexico $1,985 $2,952 $3,065
New York $1,839 $2,315 $3,864
North Carolina $1,140 $1,958 $1,396
North Dakota $1,560 $2,370 $2,803
Ohio $1,391 $2,145 $2,199
Oklahoma $2,221 $3,180 $3,580
Oregon $2,021 $2,711 $3,238
Pennsylvania $1,702 $2,499 $2,924
Rhode Island $2,842 $4,169 $4,694
South Carolina $1,930 $2,675 $3,692
South Dakota $1,731 $2,495 $2,879
Tennessee $2,036 $2,998 $3,992
Texas $2,051 $2,963 $3,685
Utah $1,744 $2,445 $3,364
Vermont $1,343 $2,068 $2,186
Virginia $1,265 $1,942 $1,904
Washington $1,675 $2,273 $2,714
West Virginia $1,685 $2,413 $3,023
Wisconsin $1,680 $2,622 $2,991
Wyoming $1,568 $2,195 $2,338

RAM 5500 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the RAM 5500 ranks for Insurance compared to other vehicles. Also check out how the 5500 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other RAM 5500 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major RAM 5500 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: