Volkswagen Golf Insurance Cost

Auto insurance for a Volkswagen Golf will cost about $1,438 per year.

This beats the national average for popular hatchback models by $456. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volkswagen Golf.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volkswagen Golf insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volkswagen Golf Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,870 $7,152 $8,366
18 $4,539 $6,665 $7,797
19 $4,011 $5,890 $6,890
20 $3,497 $5,136 $6,008
21 $2,933 $4,307 $5,038
22 $2,856 $4,194 $4,907
23 $2,499 $3,670 $4,294
24 $2,374 $3,487 $4,079
25 $2,049 $3,009 $3,520
30 $1,596 $2,344 $2,742
35 $1,495 $2,195 $2,568
40 $1,438 $2,111 $2,470
45 $1,399 $2,054 $2,403
55 $1,283 $1,884 $2,204
65 $1,339 $1,965 $2,299
75 $1,689 $2,481 $2,902

Volkswagen Golf car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volkswagen Golf by state.

Volkswagen Golf Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,523 $2,213 $2,816
Alaska $1,260 $1,747 $1,698
Arizona $1,425 $2,059 $3,034
Arkansas $1,562 $2,454 $2,702
California $1,739 $3,075 $1,739
Colorado $1,623 $2,271 $2,882
Connecticut $2,073 $3,216 $4,082
Delaware $1,716 $2,287 $2,938
Florida $2,044 $2,827 $3,684
Georgia $1,666 $2,491 $2,512
Hawaii $666 $904 $666
Idaho $1,156 $1,533 $1,864
Illinois $1,210 $1,829 $2,086
Indiana $1,243 $1,901 $2,133
Iowa $985 $1,351 $1,588
Kansas $1,310 $1,906 $2,230
Kentucky $1,894 $2,780 $3,283
Louisiana $2,432 $3,676 $3,985
Maine $919 $1,271 $1,876
Maryland $1,488 $2,166 $2,405
Massachusetts $1,193 $2,082 $1,193
Michigan $2,879 $4,388 $6,921
Minnesota $1,185 $1,580 $2,225
Mississippi $1,431 $2,041 $2,054
Missouri $1,348 $1,928 $2,532
Montana $1,371 $1,913 $2,226
Nebraska $1,159 $1,714 $1,862
Nevada $1,911 $2,835 $2,995
New Hampshire $1,330 $2,102 $2,658
New Jersey $1,465 $2,298 $3,007
New Mexico $1,496 $2,225 $2,310
New York $1,386 $1,745 $2,912
North Carolina $859 $1,476 $1,052
North Dakota $1,175 $1,786 $2,113
Ohio $1,048 $1,616 $1,657
Oklahoma $1,674 $2,396 $2,698
Oregon $1,523 $2,043 $2,441
Pennsylvania $1,283 $1,883 $2,204
Rhode Island $2,142 $3,142 $3,538
South Carolina $1,454 $2,016 $2,782
South Dakota $1,305 $1,880 $2,170
Tennessee $1,535 $2,259 $3,009
Texas $1,546 $2,233 $2,777
Utah $1,315 $1,842 $2,535
Vermont $1,012 $1,559 $1,647
Virginia $953 $1,464 $1,435
Washington $1,262 $1,713 $2,045
West Virginia $1,270 $1,819 $2,278
Wisconsin $1,266 $1,976 $2,254
Wyoming $1,182 $1,655 $1,762

Volkswagen Golf Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volkswagen Golf ranks for Insurance compared to other vehicles. Also check out how the Golf stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings