Volkswagen Golf Insurance Cost

Auto insurance for a Volkswagen Golf will cost about $1,564 per year.

This beats the national average for popular hatchback models by $503. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volkswagen Golf. Visit our Competitive Quote Tool to see if you can find lower rates for a Golf.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Volkswagen Golf insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Volkswagen Golf insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,299 $7,892 $9,330
18 $4,938 $7,355 $8,694
19 $4,364 $6,500 $7,684
20 $3,805 $5,668 $6,700
21 $3,191 $4,753 $5,618
22 $3,108 $4,629 $5,472
23 $2,719 $4,050 $4,788
24 $2,583 $3,848 $4,548
25 $2,229 $3,321 $3,925
30 $1,737 $2,587 $3,058
35 $1,627 $2,423 $2,864
40 $1,564 $2,330 $2,754
45 $1,522 $2,267 $2,680
55 $1,396 $2,079 $2,458
65 $1,456 $2,169 $2,564
75 $1,838 $2,738 $3,236

Volkswagen Golf car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volkswagen Golf by state.

Volkswagen Golf Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,657 $2,322 $2,906
Alaska $1,371 $1,997 $2,092
Arizona $1,550 $2,404 $3,428
Arkansas $1,699 $2,574 $2,879
California $1,892 $3,309 $1,892
Colorado $1,766 $2,444 $3,049
Connecticut $2,256 $3,487 $4,467
Delaware $1,867 $2,571 $3,413
Florida $2,223 $3,020 $3,937
Georgia $1,813 $2,794 $2,867
Hawaii $724 $999 $724
Idaho $1,258 $1,693 $2,108
Illinois $1,317 $1,946 $2,257
Indiana $1,353 $2,114 $2,467
Iowa $1,072 $1,607 $1,873
Kansas $1,425 $2,099 $2,486
Kentucky $2,061 $3,100 $3,646
Louisiana $2,645 $4,043 $4,353
Maine $1,000 $1,342 $1,958
Maryland $1,619 $2,374 $2,803
Massachusetts $1,298 $2,195 $1,298
Michigan $3,133 $4,710 $7,242
Minnesota $1,290 $1,732 $2,564
Mississippi $1,557 $2,351 $2,484
Missouri $1,467 $2,020 $2,613
Montana $1,491 $2,334 $2,574
Nebraska $1,261 $1,785 $2,030
Nevada $2,079 $3,139 $3,443
New Hampshire $1,446 $2,331 $2,969
New Jersey $1,594 $2,513 $3,241
New Mexico $1,627 $2,342 $2,630
New York $1,507 $1,963 $3,169
North Carolina $934 $1,509 $1,163
North Dakota $1,279 $1,968 $2,499
Ohio $1,140 $1,865 $1,932
Oklahoma $1,821 $2,734 $3,101
Oregon $1,657 $2,503 $2,871
Pennsylvania $1,396 $2,110 $2,422
Rhode Island $2,330 $3,576 $4,089
South Carolina $1,582 $2,290 $3,268
South Dakota $1,420 $1,953 $2,344
Tennessee $1,670 $2,497 $3,151
Texas $1,682 $2,475 $3,107
Utah $1,430 $2,068 $2,853
Vermont $1,101 $1,761 $1,925
Virginia $1,037 $1,562 $1,659
Washington $1,373 $2,063 $2,432
West Virginia $1,382 $2,012 $2,485
Wisconsin $1,377 $2,011 $2,442
Wyoming $1,286 $1,889 $2,112

Other Important Costs of Owning a Volkswagen Golf

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Volkswagen Golf depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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