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Volkswagen Golf Insurance Cost

Auto insurance for a Volkswagen Golf will cost about $1,467 per year.

This beats the national average for popular hatchback models by $758. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volkswagen Golf.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
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Volkswagen Golf insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volkswagen Golf Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,968 $7,295 $8,534
18 $4,630 $6,799 $7,953
19 $4,092 $6,008 $7,029
20 $3,568 $5,239 $6,129
21 $2,992 $4,393 $5,140
22 $2,914 $4,279 $5,006
23 $2,550 $3,744 $4,380
24 $2,422 $3,557 $4,161
25 $2,090 $3,069 $3,591
30 $1,628 $2,391 $2,797
35 $1,525 $2,239 $2,620
40 $1,467 $2,154 $2,520
45 $1,427 $2,096 $2,452
55 $1,309 $1,922 $2,249
65 $1,365 $2,005 $2,345
75 $1,723 $2,530 $2,960

Volkswagen Golf car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volkswagen Golf by state.

Volkswagen Golf Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,554 $2,257 $2,873
Alaska $1,285 $1,782 $1,732
Arizona $1,453 $2,101 $3,095
Arkansas $1,593 $2,503 $2,756
California $1,774 $3,137 $1,774
Colorado $1,655 $2,317 $2,939
Connecticut $2,115 $3,280 $4,164
Delaware $1,751 $2,333 $2,997
Florida $2,085 $2,884 $3,758
Hawaii $679 $922 $679
Idaho $1,179 $1,564 $1,901
Illinois $1,235 $1,866 $2,128
Indiana $1,268 $1,939 $2,176
Iowa $1,005 $1,378 $1,620
Kansas $1,337 $1,945 $2,275
Kentucky $1,932 $2,836 $3,349
Louisiana $2,480 $3,749 $4,065
Maine $938 $1,296 $1,914
Maryland $1,518 $2,209 $2,454
Massachusetts $1,217 $2,123 $1,217
Michigan $2,937 $4,476 $7,060
Minnesota $1,209 $1,612 $2,270
Mississippi $1,460 $2,082 $2,095
Missouri $1,375 $1,966 $2,583
Montana $1,398 $1,951 $2,271
Nebraska $1,182 $1,748 $1,899
Nevada $1,950 $2,892 $3,055
New Hampshire $1,356 $2,145 $2,711
New Jersey $1,494 $2,344 $3,068
New Mexico $1,526 $2,270 $2,356
New York $1,413 $1,780 $2,971
North Carolina $876 $1,505 $1,074
North Dakota $1,199 $1,822 $2,155
Ohio $1,069 $1,649 $1,691
Oklahoma $1,707 $2,444 $2,752
Oregon $1,553 $2,084 $2,490
Pennsylvania $1,309 $1,921 $2,248
Rhode Island $2,185 $3,205 $3,609
South Carolina $1,484 $2,056 $2,838
South Dakota $1,331 $1,918 $2,213
Tennessee $1,566 $2,305 $3,069
Texas $1,577 $2,278 $2,833
Utah $1,341 $1,879 $2,586
Vermont $1,032 $1,590 $1,681
Virginia $973 $1,493 $1,464
Washington $1,287 $1,747 $2,087
West Virginia $1,296 $1,855 $2,324
Wisconsin $1,291 $2,016 $2,299
Wyoming $1,206 $1,688 $1,797
Georgia $1,700 $2,541 $2,563

Volkswagen Golf Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volkswagen Golf ranks for Insurance compared to other vehicles. Also check out how the Golf stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings