Ford Fusion Hybrid Insurance Cost

Auto insurance for a Ford Fusion Hybrid will cost about $1,803 per year.

This beats the national average for popular sedan models by $264. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion Hybrid.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Fusion Hybrid insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Fusion Hybrid Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,108 $9,098 $10,755
18 $5,692 $8,479 $10,023
19 $5,031 $7,493 $8,857
20 $4,386 $6,533 $7,723
21 $3,678 $5,479 $6,477
22 $3,582 $5,336 $6,308
23 $3,135 $4,669 $5,519
24 $2,978 $4,436 $5,243
25 $2,570 $3,828 $4,525
30 $2,002 $2,982 $3,525
35 $1,875 $2,793 $3,301
40 $1,803 $2,686 $3,175
45 $1,755 $2,614 $3,090
55 $1,609 $2,397 $2,834
65 $1,679 $2,500 $2,956
75 $2,119 $3,156 $3,731

Ford Fusion Hybrid car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion Hybrid by state.

Ford Fusion Hybrid Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,911 $2,676 $3,350
Alaska $1,580 $2,302 $2,412
Arizona $1,787 $2,772 $3,952
Arkansas $1,959 $2,967 $3,319
California $2,181 $3,815 $2,181
Colorado $2,035 $2,818 $3,515
Connecticut $2,600 $4,020 $5,149
Delaware $2,153 $2,964 $3,935
Florida $2,563 $3,481 $4,539
Georgia $2,090 $3,221 $3,304
Hawaii $835 $1,152 $835
Idaho $1,450 $1,952 $2,430
Illinois $1,518 $2,244 $2,602
Indiana $1,559 $2,437 $2,844
Iowa $1,235 $1,853 $2,159
Kansas $1,643 $2,419 $2,866
Kentucky $2,376 $3,573 $4,203
Louisiana $3,050 $4,661 $5,018
Maine $1,153 $1,547 $2,257
Maryland $1,866 $2,736 $3,231
Massachusetts $1,496 $2,531 $1,496
Michigan $3,611 $5,429 $8,348
Minnesota $1,487 $1,997 $2,956
Mississippi $1,795 $2,711 $2,863
Missouri $1,691 $2,329 $3,012
Montana $1,719 $2,690 $2,967
Nebraska $1,453 $2,057 $2,340
Nevada $2,397 $3,618 $3,969
New Hampshire $1,667 $2,687 $3,422
New Jersey $1,837 $2,896 $3,736
New Mexico $1,876 $2,700 $3,032
New York $1,738 $2,263 $3,653
North Carolina $1,077 $1,739 $1,340
North Dakota $1,474 $2,269 $2,880
Ohio $1,314 $2,150 $2,227
Oklahoma $2,099 $3,152 $3,574
Oregon $1,910 $2,885 $3,309
Pennsylvania $1,609 $2,433 $2,792
Rhode Island $2,686 $4,122 $4,714
South Carolina $1,824 $2,640 $3,767
South Dakota $1,637 $2,252 $2,702
Tennessee $1,925 $2,879 $3,633
Texas $1,938 $2,853 $3,581
Utah $1,649 $2,384 $3,288
Vermont $1,269 $2,030 $2,219
Virginia $1,196 $1,801 $1,913
Washington $1,583 $2,378 $2,804
West Virginia $1,593 $2,319 $2,864
Wisconsin $1,588 $2,318 $2,815
Wyoming $1,482 $2,178 $2,435

Other Ford Fusion Hybrid Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Fusion Hybrid costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: