Ford Fusion Hybrid Insurance Cost

Auto insurance for a Ford Fusion Hybrid will cost about $1,715 per year.

This beats the national average for popular sedan models by $179. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion Hybrid.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Fusion Hybrid insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Fusion Hybrid Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,808 $8,528 $9,977
18 $5,413 $7,948 $9,298
19 $4,783 $7,024 $8,217
20 $4,171 $6,124 $7,165
21 $3,498 $5,136 $6,008
22 $3,406 $5,002 $5,852
23 $2,981 $4,377 $5,120
24 $2,832 $4,158 $4,864
25 $2,444 $3,588 $4,198
30 $1,904 $2,795 $3,270
35 $1,783 $2,618 $3,063
40 $1,715 $2,518 $2,946
45 $1,669 $2,450 $2,866
55 $1,530 $2,247 $2,629
65 $1,596 $2,344 $2,742
75 $2,015 $2,958 $3,461

Ford Fusion Hybrid car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion Hybrid by state.

Ford Fusion Hybrid Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,817 $2,639 $3,359
Alaska $1,503 $2,083 $2,025
Arizona $1,699 $2,456 $3,618
Arkansas $1,863 $2,926 $3,222
California $2,074 $3,667 $2,074
Colorado $1,935 $2,708 $3,436
Connecticut $2,472 $3,835 $4,867
Delaware $2,047 $2,728 $3,504
Florida $2,437 $3,372 $4,394
Georgia $1,987 $2,971 $2,996
Hawaii $794 $1,077 $794
Idaho $1,379 $1,828 $2,222
Illinois $1,443 $2,182 $2,487
Indiana $1,483 $2,267 $2,544
Iowa $1,174 $1,611 $1,894
Kansas $1,563 $2,273 $2,659
Kentucky $2,259 $3,316 $3,916
Louisiana $2,900 $4,383 $4,753
Maine $1,096 $1,516 $2,238
Maryland $1,774 $2,583 $2,868
Massachusetts $1,423 $2,482 $1,423
Michigan $3,434 $5,233 $8,254
Minnesota $1,414 $1,885 $2,654
Mississippi $1,706 $2,434 $2,450
Missouri $1,608 $2,299 $3,020
Montana $1,635 $2,281 $2,655
Nebraska $1,382 $2,043 $2,220
Nevada $2,279 $3,381 $3,571
New Hampshire $1,585 $2,507 $3,169
New Jersey $1,747 $2,741 $3,586
New Mexico $1,784 $2,654 $2,754
New York $1,652 $2,081 $3,473
North Carolina $1,024 $1,760 $1,255
North Dakota $1,402 $2,130 $2,519
Ohio $1,250 $1,928 $1,977
Oklahoma $1,996 $2,858 $3,218
Oregon $1,816 $2,437 $2,911
Pennsylvania $1,530 $2,246 $2,628
Rhode Island $2,554 $3,746 $4,219
South Carolina $1,734 $2,404 $3,318
South Dakota $1,556 $2,242 $2,587
Tennessee $1,830 $2,694 $3,588
Texas $1,843 $2,663 $3,312
Utah $1,568 $2,197 $3,023
Vermont $1,207 $1,859 $1,965
Virginia $1,137 $1,746 $1,711
Washington $1,505 $2,043 $2,439
West Virginia $1,515 $2,169 $2,717
Wisconsin $1,510 $2,357 $2,688
Wyoming $1,409 $1,973 $2,101

Ford Fusion Hybrid Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Fusion Hybrid ranks for Insurance compared to other vehicles. Also check out how the Fusion Hybrid stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings