Ford Fusion Hybrid Insurance Cost

Auto insurance for a Ford Fusion Hybrid will cost about $1,872 per year.

This beats the national average for popular sedan models by $353. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion Hybrid.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Fusion Hybrid insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Fusion Hybrid Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,341 $9,311 $10,892
18 $5,909 $8,677 $10,151
19 $5,222 $7,668 $8,971
20 $4,554 $6,686 $7,822
21 $3,819 $5,607 $6,560
22 $3,719 $5,461 $6,388
23 $3,254 $4,778 $5,590
24 $3,091 $4,539 $5,310
25 $2,668 $3,917 $4,583
30 $2,078 $3,052 $3,570
35 $1,946 $2,858 $3,344
40 $1,872 $2,749 $3,216
45 $1,822 $2,675 $3,129
55 $1,671 $2,453 $2,870
65 $1,743 $2,559 $2,994
75 $2,200 $3,230 $3,778

Ford Fusion Hybrid car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion Hybrid by state.

Ford Fusion Hybrid Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,983 $2,881 $3,667
Alaska $1,641 $2,274 $2,211
Arizona $1,855 $2,681 $3,950
Arkansas $2,033 $3,195 $3,518
California $2,264 $4,004 $2,264
Colorado $2,113 $2,957 $3,752
Connecticut $2,699 $4,186 $5,314
Delaware $2,235 $2,978 $3,825
Florida $2,661 $3,681 $4,797
Hawaii $867 $1,176 $867
Idaho $1,505 $1,996 $2,426
Illinois $1,576 $2,382 $2,716
Indiana $1,619 $2,475 $2,777
Iowa $1,282 $1,758 $2,068
Kansas $1,706 $2,482 $2,903
Kentucky $2,466 $3,620 $4,275
Louisiana $3,166 $4,785 $5,189
Maine $1,197 $1,655 $2,443
Maryland $1,937 $2,819 $3,132
Massachusetts $1,554 $2,710 $1,554
Michigan $3,749 $5,713 $9,011
Minnesota $1,543 $2,058 $2,897
Mississippi $1,863 $2,657 $2,674
Missouri $1,755 $2,510 $3,297
Montana $1,785 $2,490 $2,898
Nebraska $1,509 $2,231 $2,424
Nevada $2,488 $3,691 $3,899
New Hampshire $1,731 $2,737 $3,460
New Jersey $1,907 $2,992 $3,915
New Mexico $1,948 $2,897 $3,007
New York $1,804 $2,272 $3,792
North Carolina $1,118 $1,921 $1,370
North Dakota $1,530 $2,326 $2,751
Ohio $1,364 $2,105 $2,158
Oklahoma $2,179 $3,120 $3,513
Oregon $1,983 $2,660 $3,178
Pennsylvania $1,670 $2,452 $2,869
Rhode Island $2,788 $4,090 $4,606
South Carolina $1,894 $2,624 $3,622
South Dakota $1,699 $2,448 $2,825
Tennessee $1,998 $2,941 $3,917
Texas $2,012 $2,907 $3,616
Utah $1,712 $2,399 $3,300
Vermont $1,318 $2,029 $2,145
Virginia $1,241 $1,906 $1,868
Washington $1,643 $2,230 $2,663
West Virginia $1,653 $2,368 $2,966
Wisconsin $1,648 $2,573 $2,935
Wyoming $1,539 $2,154 $2,294
Georgia $2,169 $3,244 $3,271

Ford Fusion Hybrid Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Fusion Hybrid ranks for Insurance compared to other vehicles. Also check out how the Fusion Hybrid stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings