Ford Fusion Hybrid Insurance Rates

Ford Fusion Hybrid Insurance Rates

Auto insurance for a Ford Fusion Hybrid will cost about $2,463 per year.

This beats the national average for popular sedan models by $432. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion Hybrid.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Fusion Hybrid insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Ford Fusion Hybrid Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,344 $12,253 $14,334
18 $7,776 $11,419 $13,358
19 $6,872 $10,091 $11,805
20 $5,992 $8,799 $10,294
21 $5,025 $7,379 $8,632
22 $4,894 $7,186 $8,407
23 $4,282 $6,288 $7,356
24 $4,068 $5,974 $6,988
25 $3,511 $5,155 $6,031
30 $2,735 $4,016 $4,698
35 $2,561 $3,761 $4,400
40 $2,463 $3,617 $4,232
45 $2,397 $3,520 $4,118
55 $2,198 $3,228 $3,777
65 $2,293 $3,367 $3,939
75 $2,894 $4,250 $4,972

Ford Fusion Hybrid car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion Hybrid by state.


Ford Fusion Hybrid Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,610 $3,791 $4,825
Alaska $2,159 $2,993 $2,909
Arizona $2,441 $3,528 $5,198
Arkansas $2,676 $4,205 $4,629
California $2,979 $5,269 $2,979
Colorado $2,780 $3,891 $4,937
Connecticut $3,552 $5,509 $6,993
Delaware $2,941 $3,919 $5,034
Florida $3,501 $4,844 $6,312
Georgia $2,855 $4,269 $4,304
Hawaii $1,140 $1,548 $1,140
Idaho $1,981 $2,626 $3,193
Illinois $2,074 $3,134 $3,574
Indiana $2,130 $3,257 $3,655
Iowa $1,687 $2,314 $2,721
Kansas $2,245 $3,266 $3,820
Kentucky $3,245 $4,764 $5,626
Louisiana $4,166 $6,297 $6,828
Maine $1,575 $2,178 $3,215
Maryland $2,549 $3,710 $4,121
Massachusetts $2,044 $3,566 $2,044
Michigan $4,933 $7,518 $11,858
Minnesota $2,031 $2,708 $3,813
Mississippi $2,452 $3,497 $3,519
Missouri $2,310 $3,302 $4,339
Montana $2,349 $3,277 $3,814
Nebraska $1,985 $2,936 $3,190
Nevada $3,275 $4,857 $5,131
New Hampshire $2,278 $3,602 $4,553
New Jersey $2,510 $3,937 $5,152
New Mexico $2,563 $3,812 $3,957
New York $2,374 $2,989 $4,990
North Carolina $1,472 $2,528 $1,803
North Dakota $2,014 $3,061 $3,620
Ohio $1,796 $2,769 $2,840
Oklahoma $2,867 $4,105 $4,623
Oregon $2,609 $3,501 $4,182
Pennsylvania $2,198 $3,227 $3,775
Rhode Island $3,669 $5,383 $6,061
South Carolina $2,492 $3,454 $4,767
South Dakota $2,236 $3,222 $3,717
Tennessee $2,629 $3,871 $5,155
Texas $2,648 $3,825 $4,758
Utah $2,252 $3,156 $4,343
Vermont $1,734 $2,670 $2,823
Virginia $1,633 $2,508 $2,458
Washington $2,162 $2,935 $3,504
West Virginia $2,176 $3,116 $3,904
Wisconsin $2,169 $3,386 $3,862
Wyoming $2,025 $2,835 $3,019

Ford Fusion Hybrid Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Ford Fusion Hybrid ranks for Insurance compared to other vehicles. Also check out how the Fusion Hybrid stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Ford Fusion Hybrid Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Fusion Hybrid costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Ford Fusion Hybrids For Sale

2019 Ford Fusion Hybrid SE

Mileage: 55,714
Mileage: 55,714     Price: $16,390
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 104
Colors (ext/int): Ruby Red Metallic(Red) / Medium Light Stone

$16,390


2019 Ford Fusion Hybrid SE

Mileage: 46,425
Mileage: 46,425     Price: $17,750
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 270
Colors (ext/int): Ruby Red Metallic(Red) / Ebony

$17,750


2020 Ford Fusion Hybrid SE

Mileage: 50,171
Mileage: 50,171     Price: $17,650
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 119
Colors (ext/int): Oxford White(White) / Ebony

$17,650



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