Ford Fusion Insurance Cost

Auto insurance for a Ford Fusion will cost about $1,668 per year.

This beats the national average for popular sedan models by $226. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford Fusion insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Fusion Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,649 $8,296 $9,705
18 $5,265 $7,731 $9,044
19 $4,653 $6,832 $7,993
20 $4,057 $5,957 $6,969
21 $3,402 $4,996 $5,844
22 $3,313 $4,865 $5,692
23 $2,899 $4,257 $4,980
24 $2,754 $4,044 $4,731
25 $2,377 $3,490 $4,083
30 $1,852 $2,719 $3,181
35 $1,734 $2,547 $2,979
40 $1,668 $2,449 $2,865
45 $1,623 $2,383 $2,788
55 $1,489 $2,186 $2,557
65 $1,553 $2,280 $2,667
75 $1,960 $2,878 $3,366

Ford Fusion car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion by state.

Ford Fusion Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,767 $2,567 $3,267
Alaska $1,462 $2,026 $1,969
Arizona $1,652 $2,389 $3,519
Arkansas $1,812 $2,847 $3,134
California $2,017 $3,567 $2,017
Colorado $1,882 $2,634 $3,342
Connecticut $2,405 $3,730 $4,735
Delaware $1,991 $2,653 $3,408
Florida $2,371 $3,280 $4,274
Georgia $1,933 $2,890 $2,914
Hawaii $772 $1,048 $772
Idaho $1,341 $1,778 $2,162
Illinois $1,404 $2,122 $2,420
Indiana $1,442 $2,205 $2,474
Iowa $1,142 $1,567 $1,842
Kansas $1,520 $2,211 $2,586
Kentucky $2,197 $3,225 $3,809
Louisiana $2,821 $4,264 $4,623
Maine $1,067 $1,474 $2,177
Maryland $1,726 $2,512 $2,790
Massachusetts $1,384 $2,415 $1,384
Michigan $3,340 $5,090 $8,028
Minnesota $1,375 $1,833 $2,581
Mississippi $1,660 $2,367 $2,383
Missouri $1,564 $2,236 $2,937
Montana $1,590 $2,219 $2,582
Nebraska $1,344 $1,988 $2,159
Nevada $2,217 $3,288 $3,474
New Hampshire $1,542 $2,439 $3,083
New Jersey $1,699 $2,666 $3,488
New Mexico $1,735 $2,581 $2,679
New York $1,607 $2,024 $3,378
North Carolina $996 $1,712 $1,221
North Dakota $1,363 $2,072 $2,451
Ohio $1,216 $1,875 $1,923
Oklahoma $1,941 $2,780 $3,130
Oregon $1,767 $2,370 $2,831
Pennsylvania $1,488 $2,185 $2,556
Rhode Island $2,484 $3,644 $4,104
South Carolina $1,687 $2,338 $3,227
South Dakota $1,514 $2,181 $2,517
Tennessee $1,780 $2,621 $3,490
Texas $1,793 $2,590 $3,222
Utah $1,525 $2,137 $2,941
Vermont $1,174 $1,808 $1,911
Virginia $1,106 $1,698 $1,664
Washington $1,464 $1,987 $2,373
West Virginia $1,473 $2,109 $2,643
Wisconsin $1,468 $2,292 $2,615
Wyoming $1,371 $1,919 $2,044

Ford Fusion Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford Fusion ranks for Insurance compared to other vehicles. Also check out how the Fusion stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings