Ford Fusion Insurance Cost

Auto insurance for a Ford Fusion will cost about $1,753 per year.

This beats the national average for popular sedan models by $314. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Fusion. Visit our Competitive Quote Tool to see if you can find lower rates for a Fusion.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Ford Fusion insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Ford Fusion Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,940 $8,847 $10,458
18 $5,535 $8,245 $9,746
19 $4,892 $7,286 $8,613
20 $4,265 $6,353 $7,510
21 $3,577 $5,328 $6,298
22 $3,484 $5,189 $6,134
23 $3,048 $4,540 $5,367
24 $2,896 $4,313 $5,099
25 $2,499 $3,722 $4,400
30 $1,947 $2,900 $3,428
35 $1,823 $2,716 $3,210
40 $1,753 $2,612 $3,087
45 $1,706 $2,542 $3,004
55 $1,565 $2,331 $2,755
65 $1,632 $2,431 $2,874
75 $2,060 $3,069 $3,628

Ford Fusion car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Fusion by state.

Ford Fusion Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,858 $2,603 $3,257
Alaska $1,537 $2,238 $2,345
Arizona $1,737 $2,695 $3,843
Arkansas $1,905 $2,885 $3,228
California $2,121 $3,709 $2,121
Colorado $1,979 $2,740 $3,418
Connecticut $2,528 $3,909 $5,007
Delaware $2,093 $2,882 $3,826
Florida $2,492 $3,385 $4,413
Georgia $2,032 $3,132 $3,213
Hawaii $812 $1,120 $812
Idaho $1,410 $1,898 $2,363
Illinois $1,476 $2,182 $2,530
Indiana $1,516 $2,370 $2,765
Iowa $1,201 $1,802 $2,100
Kansas $1,598 $2,353 $2,787
Kentucky $2,310 $3,475 $4,087
Louisiana $2,965 $4,532 $4,879
Maine $1,121 $1,504 $2,195
Maryland $1,815 $2,661 $3,142
Massachusetts $1,455 $2,461 $1,455
Michigan $3,512 $5,279 $8,117
Minnesota $1,446 $1,942 $2,874
Mississippi $1,745 $2,636 $2,784
Missouri $1,644 $2,265 $2,929
Montana $1,672 $2,616 $2,885
Nebraska $1,413 $2,001 $2,276
Nevada $2,331 $3,518 $3,860
New Hampshire $1,621 $2,613 $3,328
New Jersey $1,786 $2,816 $3,633
New Mexico $1,824 $2,625 $2,948
New York $1,690 $2,201 $3,552
North Carolina $1,047 $1,691 $1,303
North Dakota $1,433 $2,206 $2,801
Ohio $1,278 $2,090 $2,166
Oklahoma $2,041 $3,065 $3,476
Oregon $1,857 $2,805 $3,218
Pennsylvania $1,564 $2,366 $2,715
Rhode Island $2,612 $4,008 $4,584
South Carolina $1,774 $2,567 $3,663
South Dakota $1,591 $2,190 $2,627
Tennessee $1,872 $2,800 $3,532
Texas $1,885 $2,774 $3,482
Utah $1,603 $2,318 $3,198
Vermont $1,234 $1,974 $2,157
Virginia $1,163 $1,751 $1,860
Washington $1,539 $2,312 $2,727
West Virginia $1,549 $2,255 $2,785
Wisconsin $1,544 $2,254 $2,737
Wyoming $1,441 $2,118 $2,368

Other Ford Fusion Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford Fusion costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: